218 E Chester Dr, Grand Ledge, MI 48837 Property Records

Eaton County property record for 218 E Chester Dr, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,282 sqft · built 2004
Lot Size	0.077 acres (3,366 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Feb 2025)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40004500023000`

Property Details

APN / Parcel Number

Primary APN	`40004500023000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,282 sqft Living Area
1st Floor Area	890 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	3,366 sqft (0.077 acres)
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 E CHESTER DR
City	GRAND LEDGE
State	MI
Zip	48837-9163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	UNIT 23, CASTLE LEDGES ESTATES, T4N,R4W, CITY OF GRAND LEDGE 1995
Legal Subdivision	CASTLE LEDGES ESTATES
Legal Unit	23
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	1
Census Block	1015
Census Tract	20404

Owner

218 E Chester Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 E CHESTER DR, GRAND LEDGE, MI 48837-9163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	2025
Deed Book / Page	3125 / 1115
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Apr 1, 2026
Property Address	218 E CHESTER DR, GRAND LEDGE, MI 48837-9163
Document Number	3184000529
Book / Page	3184 / 529
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	218 E CHESTER DR, GRAND LEDGE, MI 48837-9163

Mortgage

Document Number	3184000529,
Date	Apr 1, 2026
Book Page	3184/529

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 3, 2020
Property Address	218 E CHESTER DR, GRAND LEDGE, MI 48837-9163
Document Number	002866/866
Book / Page	2866 / 866
Map Reference	LB 759 PG 678
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 E CHESTER DR, 218, GRAND LEDGE, MI 48837-9163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12923 TOWNSEND DR APT 612, 612, GRAND LEDGE, MI 48837-8726

Mortgage

Document Number	0002866868
Date	Sep 3, 2020
Instrument	2866/868

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 218 E Chester Dr was $5,287 with a homeowner's exemption, up 1.3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,300 (+6.49%)	$280,319 (-) Land $24,200 Building $256,119
2025	$5,287.00 (+1.26%) Homeowner's exemption	$140,200	$280,319 Land $24,200 Building $256,119
2024	$5,221.00
2023		$115,000	$230,000
2022	$13,978.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 E Chester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 E Chester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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