218 E Adams St, Ionia, MI 48846 Property Records

Ionia County property record for 218 E Adams St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,820 sqft
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2023)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20309000012000`

Property Details

APN / Parcel Number

Primary APN	`20309000012000`
Alternative APN	`34-203-090-000-120-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,234 sqft
Basement Area	818 sqft
Unfinished Basement	818 sqft

Exterior

Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	218 E ADAMS ST
City	IONIA
State	MI
Zip	48846-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY OF IONIA SUP. COVERTS ADDITION LOT 25
Legal Subdivision	CITY OF IONIA SUP COVERTS ADD
Legal Lot Number	25
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	3
Census Block	3024
Census Tract	31700

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 E ADAMS ST, IONIA, MI 48846-1739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage MEMBERS FIRST CREDIT UNION
Oct 22, 2018	Warranty Deed, Transfer
Oct 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Prior Transfer Date	Jul 9, 2014
Prior Transfer Doc	0634/4675
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	218 E ADAMS ST, IONIA, MI 48846-1739
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000652/0000002798
Date	Oct 22, 2018
Book Page	0000000652/0000002798

Lender

Name	MEMBERS FIRST CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Oct 22, 2018
Property Address	218 E ADAMS ST, IONIA, MI 48846-1739
Document Number	652/2793
Book / Page	652 / 2793
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Oct 22, 2018
Property Address	218 E ADAMS ST, IONIA, MI 48846-1739
Document Number	652/2795
Book / Page	652 / 2795
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 LANCASHIRE DR SE, GRAND RAPIDS, MI 49508-2534

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,500 (+12.37%) Land $11,500 Building $63,000	$149,000 (+12.37%) Land $23,000 Building $126,000
2025	$2,667.00 (+3.01%) Homeowner's exemption	$66,300 (+28.49%) Land $10,700 Building $55,600	$132,600 (+28.49%) Land $21,400 Building $111,200
2024	$2,589.00
2023		$51,600 Land $7,900 Building $43,700	$103,200 Land $15,800 Building $87,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband, T-Mobile.

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