218 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 218 Delaware Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1984
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Sep 2020)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0001-0425-0060`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0425-0060`
Alternative APNs	`263001000104250060` `80221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,588 sqft Living Area
Gross Area	2,196 sqft Gross Area
1st Floor Area	1,588 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	608 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	130 sqft Shed
Porch	Metal Porch
Porch Area	396 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	218 DELAWARE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 425 S 1/2 OF LOT 5 ALL LOT 6
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	425
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5017
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0425-0060

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 DELAWARE AVE, SAINT CLOUD, FL 34769-2484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Prior Sale	Apr 01, 2016 · Amount on Record
Deed Document Number	2020116637
Deed Book / Page	5786 / 728
Prior Transfer Date	Apr 07, 2016
Prior Transfer Doc	0049452544
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 02, 2020
Property Address	218 DELAWARE AVE, SAINT CLOUD, FL 34769-2484
Document Number	0057860728
Book / Page	5786 / 728
Map Reference	MB 1 PG 140
Instrument Date	Aug 31, 2020
Instrument	2020116637
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 DELAWARE AVE, SAINT CLOUD, FL 34769-2484

Mortgage

Document Number	0005786730
Date	Sep 02, 2020
Instrument	5786/730

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (+3.6%) Homeowner's exemption	$211,839 (+5.99%)	$297,100 (+15.02%) Land $60,000 Building $237,100
2024	$2,919.00 (+2.78%)
2023	$2,840.00 (+3.76%) Homeowner's exemption	$199,873 (+3%)	$258,300 (+18%) Land $55,000 Building $203,300
2022	$2,737.00 Homeowner's exemption	$194,052	$218,900 Land $50,000 Building $168,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.