218 David St, Pearl, MS 39208 Property Records

Rankin County property record for 218 David St, Pearl, MS 39208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,412 sqft · built 2007
Lot Size	0.114 acres (5,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,400 (Dec 2024)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E09D000033 00100`

Property Details

APN / Parcel Number

Primary APN	`E09D000033 00100`
Alternative APN	`68318`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,412 sqft Adjusted Area
1st Floor Area	1,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,003 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	68318
Street Address	218 DAVID ST
City	PEARL
State	MS
Zip	39208-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 KING HEIGHTS PART 2A
Legal Range	02E
Legal Township	05N
Legal Section	08
Legal Subdivision	KING HEIGHTS
Legal Lot Number	10
Jurisdiction	RANKIN MS
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	20301

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 DAVID ST, PEARL, MS 39208-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 30, 2024	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Jul 22, 2013 · Amount on Record
Deed Book / Page	2024 / 28181
Prior Transfer Date	Dec 18, 2024
Prior Transfer Doc	0000028435
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	218 DAVID ST, PEARL, MS 39208-2805
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114467
Date	Nov 23, 2022
Book Page	3022/114467

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	218 DAVID ST, PEARL, MS 39208-2805
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087248
Date	Oct 24, 2025
Book Page	3025/87248

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 30, 2024
Property Address	218 DAVID ST, PEARL, MS 39208-2805
Document Number	0000028435
Book / Page	2024 / 28435
Map Reference	CAB D SL 87
Instrument Date	Dec 18, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 DAVID ST, PEARL, MS 39208-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 DAVID ST, PEARL, MS 39208-2805

Mortgage

Document Number	0302497932
Date	Dec 30, 2024
Instrument	3024/97932

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Pearl City
Unified School District	Pearl Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 Homeowner's exemption	$11,658 (-)
2024	$1,241.00 (+22.15%) Homeowner's exemption	$11,658 (+5.83%)	$116,580 (+5.83%) Land $25,000 Building $91,580
2023		$11,016
2021			$110,160 Land $25,000 Building $85,160
2019	$1,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1983–2001)
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PEARL serves 27,115 people · EPA ID MS0610017
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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