218 Cypress, Bernice, LA 71222 Property Records

Union Parish property record for 218 Cypress, Bernice, LA 71222

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,438 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2020)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40221475`

Property Details

APN / Parcel Number

Primary APN	`40221475`
Alternative APNs	`13000` `9113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,438 sqft Living Area

Exterior

Year Built	Built 1998
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Patio Area	3,194 sqft
Canopy	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9113
Street Address	218 CYPRESS
City	BERNICE
State	LA
Zip	71222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 OF COOKS SUBDIVISION LOCATED IN SEC. 35 T21N R1W. 437-240 446-140 1006-65 1009-213 1132-495 1439-397
Legal Subdivision	COOK 1
Legal Block	1
Legal Lot Number	18
Jurisdiction	UNION LA
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	960300

Owner

Source: Union Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	307 K ST, MONROE, LA 71201-4623
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	2020-00408755
Deed Book / Page	1439 / 397
Record Updated	Jun 8, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION LA
Recording Date	Sep 1, 2020
Property Address	218 CYPRESS, BERNICE, LA 71222
Document Number	001439/397
Book / Page	1439 / 397
Map Reference	PB 412 PG 315
Instrument Date	Aug 28, 2020
Instrument	2020-00408755
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 RIVER OAKS DR, WEST MONROE, LA 71291-2256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 K ST, MONROE, LA 71201-4623

Mortgage

Document Number	000891/573
Date	Sep 1, 2020
Book Page	891/573
Instrument	2020-00408756

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Union Parish
Unified School District	Union Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+20.18%)	$28,937 (+20.67%) Land $7,000 Building $21,937	$289,366 (+20.67%) Land $70,000 Building $219,366
2023	$2,061.00 (+27.7%)	$23,980 (-) Land $6,000 Building $17,980	$239,804 (-) Land $60,000 Building $179,804
2022	$1,614.00	$23,980 Land $6,000 Building $17,980	$239,804 Land $60,000 Building $179,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	104 (1989–2026)
Claims Outside the SFHA	22 of 104
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 60 claims Severe Storms, Tornadoes, And Flooding, Nov 2009 · 4 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20