218 Cullins Rd, Rockwall, TX 75032 Property Records

Rockwall County property record for 218 Cullins Rd, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,113 sqft · built 1995
Lot Size	2.66 acres (116,044 sqft)
Owner	Individual Name on File
Last Sale	$799,862 (May 2023)
Tax Bill	$8,694 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008000000008170R`

Property Details

APN / Parcel Number

Primary APN	`008000000008170R`
Alternative APNs	`R45955` `45955`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	2,765 sqft
1st Floor Area	2,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	116,044 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	252 sqft
Patio Area	60 sqft
Storage Building	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	218 CULLINS RD
City	ROCKWALL
State	TX
Zip	75032-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0080, W W FORD, TRACT 8-16 & 17, 2.664 ACRES
Legal Subdivision	W W FORD
Legal Tract	8-16&17
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2022
Census Tract	40503

Owner

218 Cullins Rd is owned and occupied by an individual who bought it in May 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	218 CULLINS RD, ROCKWALL, TX 75032-7757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Deed Document Number	20238713
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 19, 2026
Property Address	218 CULLINS RD, ROCKWALL, TX 75032-7757
Document Number	0000009319
Instrument Date	May 13, 2026
Instrument	20269319
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CULLINS RD, ROCKWALL, TX 75032-7757

Mortgage

Document Number	0000009319,
Date	May 19, 2026
Instrument	20269319

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	218 CULLINS RD, ROCKWALL, TX 75032-7757
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	NATION TITLE, NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CULLINS RD, ROCKWALL, TX 75032-7757

Mortgage

Document Number	0000008714
Date	May 30, 2023
Instrument	20230000008714

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 218 Cullins Rd was $8,694 with a homeowner's exemption, up 1.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,000 (+7.62%) Land $420,912 Building $275,088	$696,000 (-) Land $420,912 Building $275,088
2025	$8,694.00 (+1.71%) Homeowner's exemption	$646,709	$696,000 Land $420,912 Building $275,088
2024	$8,548.00 (+99.58%)
2023	$4,283.00 Homeowner's exemption	$748,497 Land $502,164 Building $246,333	$748,497 Land $502,164 Building $246,333
2021	$5,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Cullins Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Cullins Rd is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Spectrum.

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