218 Cross Rd, Columbia, ME 04623 Property Records

Washington County and Columbia Town property record for 218 Cross Rd, Columbia, ME 04623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2012
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on Record
Tax Bill	$2,874 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit May 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`COLA M:012 L:009-E`

Property Details

APN / Parcel Number

Primary APN	`COLA M:012 L:009-E`
Alternative APN	`627`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	148,104 sqft (3.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	627
Street Address	218 CROSS RD
City	COLUMBIA
State	ME
Zip	04623-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	9-E
Jurisdiction	COLUMBIA ME
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1024
Census Tract	956400

Owner

Source: Washington County and Columbia Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 CROSS RD, COLUMBIA, ME 04623-3139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Sep 10, 2018	Deed of Trust, Mortgage MACHIAS SAVINGS BK
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA ME
Recording Date	Jun 9, 2026
Property Address	218 CROSS RD, COLUMBIA, ME 04623-3139
Document Number	0052950287
Book / Page	5295 / 287
Instrument Date	Jun 4, 2026
Instrument	20264092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CROSS RD, COLUMBIA, ME 04623-3139

Mortgage

Document Number	0000004092,
Date	Jun 9, 2026
Book Page	5295/287
Instrument	20264092

Lender

Name	MACHIAS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA ME
Property Address	218 CROSS RD, COLUMBIA, ME 04623-3139
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046590245
Date	May 20, 2020
Book Page	4659/245
Instrument	4150

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA ME
Property Address	218 CROSS RD, COLUMBIA, ME 04623-3139
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044950256
Date	Sep 10, 2018
Book Page	04495/0256
Instrument	000000009397

Lender

Name	MACHIAS SAVINGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA ME
Property Address	218 CROSS RD, COLUMBIA, ME 04623-3139
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047540108
Date	Feb 10, 2021
Book Page	4754/108
Instrument	1282

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA ME
Recording Date	Nov 14, 2017
Property Address	218 CROSS RD, COLUMBIA, ME 04623-3139
Document Number	0044160040
Book / Page	004416 / 000040
Instrument Date	Oct 25, 2017
Instrument	12285
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CROSS RD COLUMBIA ME 046233139, COLUMBIA, ME 04623-3139

Tax Assessment & Valuation

Source: Washington County and Columbia Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Columbia Town
Unified School District	School Administrative District 37 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,874.00 (+13.24%)	$186,600 (-) Land $31,100 Building $155,500
2023			$231,135
2022	$2,538.00	$186,600 Land $31,100 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wireless Partners Fixed Wireless	25 / 3
Fidium Fiber DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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