Peach County property record for 218 Cottage Cir, Byron, GA 31008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 2020 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,200 (Jul 2020) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055B 203 |
| Primary APN | 055B 203 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16165 |
|---|---|
| Street Address | 218 COTTAGE CIR |
| City | BYRON |
| State | GA |
| Zip | 31008-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L10 \ 0.101 AC COTTAGE JUNCTION S/D LL29 LD5 |
| Legal Subdivision | CROSSINGS #3 |
| Legal Lot Number | 10 |
| Jurisdiction | PEACH GA |
| Township / Civil Division | BYRON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40104 |
218 Cottage Cir is owned and occupied by two individuals who bought it in July 2020.
Source: Peach County records, as of January 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage SUNMARK COMMUNITY BANK |
| Jul 24, 2020 | Warranty Deed, Transfer |
| Jul 24, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Jul 24, 2018 | Warranty Deed, Transfer |
| Nov 7, 2017 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on File |
| Deed Sale | Jul 24, 2020 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 2020714 |
| Deed Book / Page | 626 / 866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEACH GA |
| Property Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | COTTAGE CIR |
| Document Number | 0000000625/0000000440 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 0000000625/0000000440 |
| Name | SUNMARK COMMUNITY BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jan 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Jul 24, 2020 |
| Property Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 000626/883 |
| Book / Page | 626 / 883 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020-000715 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Jul 24, 2020 |
| Property Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 000626/866 |
| Book / Page | 626 / 866 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020-000714 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 0000000626/0000000868 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 0000000626/0000000868 |
| Name | AMERIS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Jul 24, 2018 |
| Property Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 000586/419 |
| Book / Page | 586 / 419 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 2018-000702 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1556, BYRON, GA 31008-1556 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Nov 7, 2017 |
| Property Address | 218 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 000575/793 |
| Book / Page | 575 / 793 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 2017-001129 |
| Transaction Type | Foreclosure |
| Record Updated | May 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 S GRANT ST, FITZGERALD, GA 31750-2902 |
The 2025 property tax bill for 218 Cottage Cir was $2,094 with exemptions applied.
Source: Peach County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Byron City |
| County | Peach County |
| Unified School District | Peach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $87,520 Land $13,960 Building $73,560 | $218,800 Land $34,900 Building $183,900 |
| 2023 | $76,720 (+11.77%) Land $11,000 Building $65,720 | $191,800 (+11.77%) Land $27,500 Building $164,300 | |
| 2022 | $2,771.00 Homeowner's exemption Senior Citizen's exemption | $68,640 Land $11,000 Building $57,640 | $171,600 Land $27,500 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 218 Cottage Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 Cottage Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 9,653 people · EPA ID GA2250000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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