218 Cooley Mill Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 218 Cooley Mill Rd, Havre De Grace, MD 21078

Property Summary

Property Type	General Agricultural/Rural
Lot Size	175 acres (7,639,117 sqft)
Owner	2 Individual Names on File
Last Sale	$2,150,000 (Sep 2023)
Tax Bill	$1,662 (2026)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-068362`

Property Details

APN / Parcel Number

Primary APN	`02-068362`
Alternative APNs	`2068362` `068362`

Exterior

Lot Area	7,639,117 sqft (175 acres)
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	068362
Street Address	218 COOLEY MILL RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1316
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	175.3783 AC 218 COOLEY MILL ROAD LD OF MULL 218/66
Legal Subdivision	SUSQUEHANNA MEADOWS
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2008
Census Tract	302100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 9, CHURCHVILLE, MD 21028-0009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Intrafamily Transfer, Transfer
Sep 6, 2023	Deed, Transfer · Stand-Alone First Mortgage HARFORD BANK
Sep 6, 2023	Deed, Transfer
Aug 17, 2023	Deed, Transfer
Aug 23, 2022	Deed, Transfer
Apr 27, 2022	Deed of Distribution, Transfer
Apr 27, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Deed Book / Page	16024 / 400
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0154860023
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2023
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0160240386
Book / Page	16024 / 386
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 NORTHWAY DR, HAVRE DE GRACE, MD 21078-1603

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2023
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0160240400
Book / Page	16024 / 400
Instrument Date	Aug 29, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1701 CALVARY RD, BEL AIR, MD 21015-6451

Mortgage

Document Number	0160240415
Date	Sep 6, 2023
Instrument	16024-0415

Lender

Name	HARFORD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2023
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0160240368
Book / Page	16024 / 368
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 NORTHWAY DR, HAVRE DE GRACE, MD 21078-1603

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 17, 2023
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0160060428
Book / Page	16006 / 428
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BACK RIVER NECK RD, ESSEX, MD 21221-3701

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 23, 2022
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0156430218
Book / Page	15643 / 218
Map Reference	LB JCB 267 FO 52
Instrument Date	Jun 22, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	HARFORD MD
Recording Date	Apr 27, 2022
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0154860028
Book / Page	15486 / 28
Map Reference	MB 141 FO 25
Instrument Date	Feb 3, 2022
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 A PORNTE WAY, HAVRE DE GRACE, MD 21078

April 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	HARFORD MD
Recording Date	Apr 27, 2022
Property Address	218 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1316
Document Number	0154860023
Book / Page	15486 / 23
Map Reference	MB 141 PG 25
Instrument Date	Jan 6, 2022
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	15 CRESTLINE CT, OWINGS MILLS, MD 21117-4336

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,662.00 (+877.65%)	$152,500 (-) Land $152,500	$152,500 (-) Land $152,500
2025	$170.00 (-89.65%)	$152,500 (+1.13%) Land $152,500	$152,500 (+1.13%) Land $152,500
2023		$150,800 Land $150,800	$150,800 Land $150,800
2022	$1,643.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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