218 Co Rte 4, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 218 Co Rte 4, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1990
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,465 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`353289 242.03-08-09.16`

Property Details

APN / Parcel Number

Primary APN	`353289 242.03-08-09.16`
Alternative APN	`328924200300080091600000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,126 sqft
2nd Floor Area	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	763 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	218 COUNTY ROUTE 4
City	CENTRAL SQUARE
State	NY
Zip	13036-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 28, A A WEST, LOT 9 689-038-000
Legal Subdivision	ALLEN ACRES WEST
Legal Block	8
Legal Lot Number	9.160
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	4
Census Block	4029
Census Tract	20703

Owner

218 Co Rte 4 is owner-occupied and held in a trust.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	218 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK
Jul 18, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	218 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3435
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3435

Mortgage

Document Number	0000002193
Date	Mar 2, 2021
Instrument	R-2021-002193

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	231 Months
Due	Jun 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	218 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3435
Document Number	0000012843
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	218 COUNTY ROUTE 4 CENTRAL SQUARE NY 130363435, CENTRAL SQUARE, NY 13036-3435

Mortgage

Document Number	0000012843
Date	Dec 29, 2017
Instrument	12843

Lender

Name	BERKSHIRE BK
Type	Bank
Address	PITTSFIELD, MA 01201-1308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2037

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 18, 2017
Property Address	218 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3435
Document Number	0000006651
Instrument Date	Jun 28, 2017
Instrument	6651
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,939.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	218 COUNTY ROUTE 4 CENTRAL SQUARE NY 130363435, CENTRAL SQUARE, NY 13036-3435

Tax Assessment & Valuation

The 2026 property tax bill for 218 Co Rte 4 was $6,465 with a homeowner's exemption, up 2.6% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,465.00 (+2.62%) Homeowner's exemption
2025	$6,300.00	$211,000 Land $21,000 Building $190,000	$281,333 Land $28,000 Building $253,333
2023		$211,000 Land $21,000 Building $190,000	$245,349 Land $24,419 Building $220,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Co Rte 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Co Rte 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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