218 Cloverleaf Rd, Lake Placid, FL 33852 Property Records

Highlands County property record for 218 Cloverleaf Rd, Lake Placid, FL 33852

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,272 sqft · built 2017
Lot Size	0.582 acres (25,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Apr 2026)
Tax Bill	$10,290 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-14-36-29-020-0000-0550`

Property Details

APN / Parcel Number

Primary APN	`C-14-36-29-020-0000-0550`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,272 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	2,760 sqft
Upper Floors Area	576 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,331 sqft (0.582 acres)
Lot Dimensions	181 ft deep x 125 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	744 sqft
Driveway	Concrete Driveway
Driveway Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	675 sqft
Deck Area	556 sqft
Patio Area	35 sqft
Gazebo	152 sqft
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	218 CLOVERLEAF RD
City	LAKE PLACID
State	FL
Zip	33852-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TWIN LAKES ESTATES PB 5-PG 31 S 1/4 OF LOT 54 + ALL LOT 55
Legal Range	29E
Legal Township	36S
Legal Section	14
Legal Subdivision	TWIN LAKES ESTATES
Legal Lot Number	54,55
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1018
Census Tract	961402

Owner

Source: Highlands County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8421 NW 24TH CT, PEMBROKE PINES, FL 33024-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK
Sep 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 5, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	20262306701
Deed Book / Page	3183 / 1509
Prior Transfer Date	Sep 12, 2022
Prior Transfer Doc	0002116241
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 6, 2026
Property Address	218 CLOVERLEAF RD, LAKE PLACID, FL 33852-8962
Document Number	0002306701
Book / Page	3183 / 1509
Instrument Date	Mar 25, 2026
Instrument	20262306701
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8421 NW 24TH CT, PEMBROKE PINES, FL 33024-3413

Mortgage

Document Number	0002306702,
Date	Apr 6, 2026
Instrument	20262306702

Lender

Name	RAYMOND JAMES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 21, 2022
Property Address	218 CLOVERLEAF RD, LAKE PLACID, FL 33852-8962
Document Number	0002116241
Book / Page	2932 / 1158
Map Reference	MB 5 PG 31
Instrument Date	Sep 12, 2022
Instrument	2116241
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 CLOVERLEAF RD, 218, LAKE PLACID, FL 33852-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 CLOVERLEAF RD, LAKE PLACID, FL 33852-8962

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 5, 2022
Property Address	218 CLOVERLEAF RD, LAKE PLACID, FL 33852-8962
Document Number	0002086262
Book / Page	2895 / 1495
Map Reference	MB 5 PG 31
Instrument Date	Mar 31, 2022
Instrument	2086262
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6190 SAND PINE CT, 6190, JUPITER, FL 33458-2461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 CLOVERLEAF RD, LAKE PLACID, FL 33852-8962

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$807,642 (-1.31%)	$844,900 (+3.24%) Land $136,250 Building $708,650
2024	$10,290.00 (-6.1%)
2023	$10,959.00 (+37.57%) Homeowner's exemption	$818,352 (+43.1%) Land $136,250 Building $682,102	$818,352 (+43.1%) Land $136,250 Building $682,102
2022	$7,966.00	$571,891 Land $136,250 Building $435,641	$571,891 Land $136,250 Building $435,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LAKE PLACID serves 2,671 people · EPA ID FL6280286
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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