San Joaquin County property record for 218 Charles St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1958 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jan 2021) |
| Tax Bill | $4,247 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-060-170-000 |
| Primary APN | 047-060-170-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 047-060-17 |
|---|---|
| Street Address | 218 CHARLES ST |
| City | LODI |
| State | CA |
| Zip | 95240-5927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 |
| Legal Subdivision | STORRO TR |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 4403 |
218 Charles St is owned and occupied by an individual who bought it in January 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 CHARLES ST, LODI, CA 95240-5927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Jan 25, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GOLDEN 1 CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on File |
| Deed Sale | Jan 20, 2021 · Amount on File |
| Prior Sale | Jan 29, 1998 · Amount on File |
| Deed Document Number | 202110967 |
| Prior Transfer Date | Jan 17, 2019 |
| Prior Transfer Doc | 0000008586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 218 CHARLES ST, LODI, CA 95240-5927 |
| Document Number | 0000010967 |
| Map Reference | MB 14 PG 42 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021-010967 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 CHARLES ST, LODI, CA 95240-5927 |
| Document Number | 0000010968 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-010968 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 25, 2019 |
| Property Address | 218 CHARLES ST, LODI, CA 95240-5927 |
| Document Number | 0000008586 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 8586 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 218 CHARLES ST LODI CA 952405927, LODI, CA 95240-5927 |
| Document Number | 8587 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 8587 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 24, 2039 |
The 2026 property tax bill for 218 Charles St was $4,247, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,247.00 (+0.33%) | |
| 2025 | $4,233.00 | $389,673 Land $86,593 Building $303,080 |
| 2023 | $4,063.00 (+2.27%) | $374,544 Land $83,232 Building $291,312 |
| 2022 | $3,973.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 218 Charles St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 218 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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