218 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 218 Central St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,537 sqft · built 1987
Lot Size2.25 acres (98,333 sqft)
OwnerTrust Name on File
Last Sale$5,300,000 (Sep 2020)
Tax Bill$8,933 (2026)
Flood ZoneZone X (minimal risk)
APNROWL M:0022 B:0003 L:0000A

Property Details

APN / Parcel Number

Primary APNROWL M:0022 B:0003 L:0000A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,537 sqft Living Area
Gross Area5,853 sqft
Basement Area1,469 sqft
Unfinished Basement1,469 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area98,333 sqft (2.25 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address218 CENTRAL ST
CityROWLEY
StateMA
Zip01969-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOUT
Legal Block3
Legal Lot NumberA
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1037
Census Tract270100

Owner

218 Central St is owner-occupied and held in a trust since September 2020.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address218 CENTRAL ST, ROWLEY, MA 01969-1316
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2020 · Amount on File
Deed SaleSep 23, 2020 · Amount on File
Prior SaleSep 23, 2020 · Amount on File
Deed Document Number20206010
Deed Book / Page38972 / 286
Prior Transfer DateSep 16, 2020
Prior Transfer Doc0000006010
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 218 Central St was $8,933, up 5.6% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,933.00 (+5.58%)$738,900 (+2.78%) Land $329,600 Building $409,300$791,509 (+5.92%)
2025$8,461.00 (+1.27%)$718,900 (+4.11%) Land $314,100 Building $404,800$747,270
2024$8,355.00 (+3.4%)$690,500 (+11.26%) Land $299,200 Building $391,300
2023$8,080.00$620,600 Land $258,700 Building $361,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

Nearby Streets

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