218 Central Ave, Coldwater, MS 38618 Property Records

Tate County property record for 218 Central Ave, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,584 sqft · built 1998
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on Record
Tax Bill$2,973 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN039N03 0003201

Property Details

APN / Parcel Number

Primary APN039N03 0003201

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,584 sqft Finished Area
1st Floor Area2,183 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area17,990 sqft (0.413 acres)

Location & Zoning

Street Address218 CENTRAL AVE
CityCOLDWATER
StateMS
Zip38618-9710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT W1/2 SW1/4
Legal Range07
Legal Township04
Legal Section31
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3019
Census Tract950301

Owner

Source: Tate County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13129 WINGED FOOT LN, 315, GERMANTOWN, MD 20874-3024
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022
Deed SaleJan 19, 2022
Prior SaleJan 18, 2022
Deed Book / Page2022 / 290
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address218 CENTRAL AVE, COLDWATER, MS 38618-9710
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/8739
DateJul 17, 2023
Book Page2023/8739
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term119 Months
DueJun 21, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,973.00 (+24.39%)$19,104 (+31.46%) Land $1,863 Building $17,241$191,043 (+31.47%) Land $18,632 Building $172,411
2023$2,390.00$14,532 Land $1,863 Building $12,669$145,317 Land $18,632 Building $126,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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