Union County property record for 218 Cedar St, Monroe, NC 28110 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1960 |
| Square Footage | 832 sqft Living Area |
| Lot Size | 39,770 sqft (0.913 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $980.00 (2025) |
| Primary APN | 09-228-236 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 832 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 39,770 sqft (0.913 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 218 CEDAR ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 8854-0602 LIFE ESTATE |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20406 |
Source: Union County records · APN 09-228-236
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 CEDAR ST, MONROE, NC 28110-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 25, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| May 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 218 CEDAR ST, MONROE, NC 28110-3019 |
| Document Number | 6944393 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 218 CEDAR ST MONROE NC 281103019, MONROE, NC 28110-3019 |
| Document Number | 6944393 |
|---|---|
| Date | Jun 02, 2017 |
| Book Page | 006944/000393 |
| Instrument | 15366 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 218 CEDAR ST, MONROE, NC 28110-3019 |
| Document Number | 6954100 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 218 CEDAR ST MONROE NC 281103019, MONROE, NC 28110-3019 |
| Document Number | 6954100 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 006954/000100 |
| Instrument | 16928 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 (+25.64%) | $112,200 (+56.7%) Land $19,700 Building $92,500 | $112,200 (+56.7%) Land $19,700 Building $92,500 |
| 2023 | $780.00 | $71,600 Land $11,400 Building $60,200 | $71,600 Land $11,400 Building $60,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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