Bergen County and Garfield City property record for 218 Cedar St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,539 sqft · built 1920 |
| Lot Size | 0.108 acres (4,687 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,677 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00115-0000-00004 |
| Primary APN | 21-00115-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,539 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 4,687 sqft (0.108 acres) |
| Lot Dimensions | 125 ft deep x 38 ft wide |
| Account Number | 002858 |
|---|---|
| Street Address | 218 CEDAR ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 4688 SF |
| Legal Block | 115 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21300 |
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 218 CEDAR ST, GARFIELD, NJ 07026-2743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 1, 2026 |
| Property Address | 218 CEDAR ST, GARFIELD, NJ 07026-2743 |
| Document Number | 0000029144 |
| Book / Page | 5786 / 691 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202629144 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 218 CEDAR ST, GARFIELD, NJ 07026-2743 |
| Document Number | 0000029144, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 5786/691 |
| Instrument | 202629144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 24, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,400 (-) Land $119,100 Building $130,300 | $249,400 (-) Land $119,100 Building $130,300 | |
| 2025 | $8,677.00 (+4.27%) | $249,400 (-) Land $119,100 Building $130,300 | $249,400 (-) Land $119,100 Building $130,300 |
| 2024 | $8,322.00 (+6.99%) | ||
| 2023 | $249,400 Land $119,100 Building $130,300 | $249,400 Land $119,100 Building $130,300 | |
| 2022 | $7,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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