218 Cambridge Dr, Normal, IL 61761 Property Records

McLean County property record for 218 Cambridge Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,108 sqft · built 1973
Lot Size	0.238 acres (10,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2026)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-376-010`

Property Details

APN / Parcel Number

Primary APN	`14-29-376-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Frame
Roof Material	Asphalt
Lot Area	10,387 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Area	520 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 CAMBRIDGE DR
City	NORMAL
State	IL
Zip	61761-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	2ND ADD UNIVERSITY ESTATES LOT 108
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	UNIVERSITY ESTATES
Legal Lot Number	108
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	4
Census Block	4010
Census Tract	302

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CEFCU
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 3, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	202613263
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0000025990
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 4, 2026
Property Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753
Document Number	0000013263
Instrument Date	Jun 26, 2026
Instrument	202613263
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753

Mortgage

Document Number	0000013264,
Date	Sep 4, 2026
Instrument	202613264

Lender

Name	CEFCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 18, 2023
Property Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753
Document Number	202300006303
Instrument Date	May 12, 2023
Instrument	2023-00006303
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753

Mortgage

Document Number	202300006304
Date	May 18, 2023
Instrument	2023-00006304

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 3, 2023
Property Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753
Document Number	202300008565
Instrument Date	May 12, 2023
Instrument	2023-00008565
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 CAMBRIDGE DR, NORMAL, IL 61761-2753

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,636.00 (+5.39%)	$65,691 (+21.89%) Land $15,562 Building $50,129	$197,073 (+21.89%) Land $46,686 Building $150,387
2024	$4,399.00 (+19.83%)
2023	$3,671.00 (+31.53%)	$53,895 (+10.69%) Land $12,768 Building $41,127	$161,685 (+10.69%) Land $38,304 Building $123,381
2022	$2,791.00	$48,690 Land $11,535 Building $37,155	$146,070 Land $34,605 Building $111,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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