218 Burgin St, Spindale, NC 28160 Property Records

Rutherford County property record for 218 Burgin St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,458 sqft · built 1932
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2023)
Tax Bill	$805 (2022)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1203577`

Property Details

APN / Parcel Number

Primary APN	`1203577`
Alternative APN	`18056`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	288 sqft
Deck Area	296 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	18056
Street Address	218 BURGIN ST
City	SPINDALE
State	NC
Zip	28160-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GPIN:1620167379310000; RES BURGIN ST
Legal Block	1
Legal Lot Number	5
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1020
Census Tract	960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	218 BURGIN ST, SPINDALE, NC 28160-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	0020704940
Deed Book / Page	2070 / 4940
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 17, 2023
Property Address	218 BURGIN ST, SPINDALE, NC 28160-1706
Document Number	0020704940
Book / Page	2070 / 4940
Map Reference	MB 350 PG 326
Instrument Date	Apr 17, 2023
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1226, RUTHERFORDTON, NC 28139-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 BURGIN ST, SPINDALE, NC 28160-1706
Investor	Possibly a Property Investor

Mortgage

Document Number	0020704943
Date	Apr 17, 2023
Book Page	2070/4943

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 9, 2022
Property Address	218 BURGIN ST, SPINDALE, NC 28160-1706
Document Number	0020633562
Book / Page	2063 / 3562
Map Reference	MB 350 PG 326
Instrument Date	Jul 5, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 BRUTH 1226, PINEVILLE, NC 28134

Mortgage

Document Number	0020633565
Date	Aug 9, 2022
Book Page	2063/3565

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$116,400 Land $16,500 Building $99,900	$116,400 Land $16,500 Building $99,900
2022	$805.00
2021	$805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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