218 Broad St, Winter Haven, FL 33881 Property Records

Polk County property record for 218 Broad St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,362 sqft · built 2015
Lot Size	0.27 acres (11,744 sqft)
Owner	Individual Name on Record
Last Sale	$220,226 (Sep 2015)
Tax Bill	$3,720 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533502-000180`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533502-000180`
Alternative APNs	`142826533502000180` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	2,362 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,744 sqft (0.27 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	435 sqft
Porch	Florida Room
Porch Area	268 sqft

Location & Zoning

Street Address	218 BROAD ST
City	WINTER HAVEN
State	FL
Zip	33881-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON COVE PB 147 PG 16-18 LOT 18
Legal Range	26E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAMPTON COVE
Legal Tract	533502
Legal Block	2
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2015177849
Deed Book / Page	9640 / 694
Last Transfer Date	May 15, 2018
Transfer Doc	0000114036
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009

Mortgage

Document Number	0000065351
Date	Mar 21, 2024
Book Page	13048/978
Instrument	2024065351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009

Mortgage

Document Number	0000103448
Date	May 4, 2023
Book Page	12677/1602
Instrument	2023103448

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333712
Date	Dec 22, 2021
Book Page	12040/126
Instrument	2021333712

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 29, 2018
Property Address	218 BROAD ST, WINTER HAVEN, FL 33881-9009
Document Number	0104982151
Book / Page	010498 / 002151
Instrument Date	May 15, 2018
Instrument	114036
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 BROAD ST WINTER HAVEN FL 338819009, WINTER HAVEN, FL 33881-9009

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,615 (+2.7%)	$318,078 (-2.99%) Land $70,000 Building $248,078
2025	$3,720.00 (+5.77%) Homeowner's exemption	$239,158 (+5.99%)	$327,890 (-8.72%) Land $70,000 Building $257,890
2023	$3,517.00 (+2.72%) Homeowner's exemption	$225,649 (+3%)	$359,232 (+19.13%) Land $68,000 Building $291,232
2022	$3,424.00 Homeowner's exemption	$219,077	$301,542 Land $56,000 Building $245,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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