218 Birch Tree Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 218 Birch Tree Loop, Oxford, MS 38655 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	2,083 sqft Living Area
Lot Size	12,004 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$328,856 (2025)
Tax Bill	$1,921.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`185Y-21-077.00`
Alternative APN	`29887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,083 sqft Living Area
1st Floor	1,596 sqft 1st Floor
2nd Floor	145 sqft 2nd Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,004 sqft (0.28 acres)
Depth X Width	153 ft x 78 ft Depth x Width
Patio Area	144 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	29887
Street Address	218 BIRCH TREE LOOP
City	OXFORD
State	MS
Zip	38655-6910
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 104 YOCONA RIDGE PH II
Legal Range	03W
Legal Township	09S
Legal Section	21
Legal Subdivision	YOCONA RIDGE PH II
Legal Phase	2
Legal Lot Number	104
Jurisdiction	LAFAYETTE MS
Minor Civil Division	4
Census Blockgroup	1
Census Block	1034
Census Tract	950506

Owner

Source: Lafayette County records · APN 185Y-21-077.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2025 · Amount on Record
Deed Sale	Jun 09, 2025 · Amount on Record
Prior Sale	Jun 02, 2022 · Amount on Record
Deed Doc Number	20254920
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 02, 2022
Property Address	218 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Document Number	0202205161
Map Reference	CAB B SL 149
Instrument Date	Jun 01, 2022
Instrument	2022-05161
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	114 LAKES DR S, OXFORD, MS 38655-9213

Mortgage

Document Number	0202205163
Date	Jun 02, 2022
Instrument	2022-05163

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00 (+33.59%) Homeowner's exemption	$21,161 (+29.88%)	$211,610 (+29.88%) Land $35,000 Building $176,610
2023	$1,438.00 Homeowner's exemption	$16,293	$162,930 Land $35,000 Building $127,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 40% of Mississippi
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.