218 Baugh St, Commerce, GA 30529 Property Records

Jackson County property record for 218 Baugh St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,552 sqft · built 1975
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$186,500 (Oct 2020)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C05 077`

Property Details

APN / Parcel Number

Primary APN	`C05 077`
Alternative APN	`8604`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Heated Area
1st Floor Area	936 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	194 ft deep x 102 ft wide
Porch	Slab
Porch Area	104 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8604
Street Address	218 BAUGH ST
City	COMMERCE
State	GA
Zip	30529-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.453 ACRE PLAT BK 50 PG 15
Legal Block	50
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

218 Baugh St is owned and occupied by two individuals who bought it in October 2020.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 BAUGH ST, COMMERCE, GA 30529-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Mar 30, 2017	Deed of Trust, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	20203800
Deed Book / Page	91W / 74
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	00064Z0321
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 5, 2020
Property Address	218 BAUGH ST, COMMERCE, GA 30529-1510
Document Number	00091W0074
Book / Page	91W / 74
Instrument Date	Oct 5, 2020
Instrument	2020-003800
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 BAUGH ST, COMMERCE, GA 30529-1510

Mortgage

Document Number	00091W0000000076
Date	Oct 5, 2020
Book Page	000000091W/0000000076

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	218 BAUGH ST, COMMERCE, GA 30529-1510
Document Number	00076O0564
Book / Page	00076O / 000564
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 BAUGH ST COMMERCE GA 305291510, COMMERCE, GA 30529-1510

Mortgage

Document Number	00076O0564
Date	Apr 6, 2017
Book Page	00076O/000564

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 218 Baugh St was $2,482, down 3.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,960 (-) Land $13,480 Building $79,480	$232,400 (-) Land $33,700 Building $198,700
2025	$2,482.00 (-3.27%)	$92,960 (-) Land $13,480 Building $79,480	$232,400 (-) Land $33,700 Building $198,700
2024	$2,566.00 (+4.39%)	$92,960 (+11.95%) Land $13,480 Building $79,480	$232,400 (+11.95%) Land $33,700 Building $198,700
2023	$2,458.00 (+21.26%)	$83,040 (+32.82%) Land $13,480 Building $69,560	$207,600 (+32.82%) Land $33,700 Building $173,900
2022	$2,027.00	$62,520 Land $7,880 Building $54,640	$156,300 Land $19,700 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 Baugh St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Baugh St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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