218 Aspen Ter, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 218 Aspen Ter, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,202 sqft · built 1988
Lot Size	0.026 acres (1,142 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Feb 2024)
Tax Bill	$9,004 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-45-094504-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-45-094504-0000`
Alternative APNs	`130000616100450945040000` `131300 6.161-45-94.504` `002370`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	1,090 sqft
2nd Floor Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Raised
Lot Area	1,142 sqft (0.026 acres)
View / Lot	Urban

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002370
Street Address	218 ASPEN TER
City	POUGHKEEPSIE
State	NY
Zip	12601-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	1.23%X17.13AC(S) 1727 0571
Legal Block	45
Legal Lot Number	94
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1005
Census Tract	220801

Owner

218 Aspen Ter is owned by an individual who bought it in February 2024.

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	57 BANK ST, 1011, WHITE PLAINS, NY 10606-2056
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Oct 17, 2018	Deed of Trust, Mortgage HUDSON VALLEY CREDIT UNION
Jul 15, 2021	Deed, Transfer
Aug 3, 2018	Quit Claim Deed, Transfer QUEEN CITY ABSTRACT
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage TEG FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	20242024-515
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	0000005525
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Feb 22, 2024
Property Address	218 ASPEN TER, POUGHKEEPSIE, NY 12601-4850
Document Number	0000000515
Instrument Date	Feb 15, 2024
Instrument	2024-515
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BANK ST APT 1011, 1011, WHITE PLAINS, NY 10606-2056
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000380
Date	Feb 22, 2024
Instrument	380

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	218 ASPEN TER, POUGHKEEPSIE, NY 12601-4850
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006426
Date	Oct 17, 2018
Instrument	000000006426

Lender

Name	HUDSON VALLEY CREDIT UNION

Agreement

Amount	Amount on Record
Term	75 Months
Due	Jan 1, 2025

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jul 15, 2021
Property Address	218 ASPEN TER, POUGHKEEPSIE, NY 12601-4850
Document Number	0000003275
Instrument Date	Jul 14, 2021
Instrument	2021-3275
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2558 MONTGOMERY PL, EL DORADO HILLS, CA 95762-5804

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 3, 2018
Property Address	218 ASPEN TER, POUGHKEEPSIE, NY 12601-4850
Document Number	0000005525
Instrument Date	Jul 27, 2018
Instrument	5525
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	QUEEN CITY ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ASPEN TER POUGHKEEPSIE NY 126014850, POUGHKEEPSIE, NY 12601-4850

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Dec 8, 2017
Property Address	218 ASPEN TER, POUGHKEEPSIE, NY 12601-4850
Document Number	0000009243
Instrument Date	Nov 24, 2017
Instrument	9243
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$978.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51923 ANNIE AVE PLEASANT VALLEY NY 125697979, PLEASANT VALLEY, NY 12569-7979

Mortgage

Document Number	8254
Date	Dec 8, 2017
Instrument	8254

Lender

Name	TEG FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 218 Aspen Ter was $9,004, up 69.1% from the year before.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,004.00 (+69.06%)	$391,600 (-) Building $391,600	$391,600 (-) Building $391,600
2024	$5,326.00 Additional exemption filed	$391,600 (+4.01%) Building $391,600	$391,600 (+4.01%) Building $391,600
2023		$376,500 (+9.99%) Building $376,500	$376,500 (+9.99%) Building $376,500
2022		$342,300 Building $342,300	$342,300 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Aspen Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Aspen Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum.

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