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218 Ashford Lakes Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 218 Ashford Lakes Cir, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,535 sqft · built 2018
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jan 2019)
Tax Bill$3,807 (2025)
Deeds & MortgagesMay 2019 Mortgage
Jun 2020 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN22-14-31-0250-00000-0670

Property Details

APN / Parcel Number

Primary APN22-14-31-0250-00000-0670

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,535 sqft Heated Area
Gross Area3,420 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.389 acres)
DrivewayDriveway
Driveway Area812 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address218 ASHFORD LAKES CIR
CityORMOND BEACH
StateFL
Zip32174-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD LAKES ESTATES LOT 67 MB 37 PG 42 OR 1977/1827 OR 2208/1408 OR 2328/1205
Legal Range31E
Legal Township14S
Legal Section22
Legal SubdivisionASHFORD LAKES ESTATES
Legal Lot Number67
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group4
Census Block4141
Census Tract60207

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 5, 2020Deed of Trust, Mortgage · VA Mortgage
ELEVEN MTG
Sep 5, 2019Deed of Trust, Mortgage · VA Mortgage
ELEVEN MTG
Jan 4, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 21, 2018Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Apr 11, 2018Loan Modification, Mortgage
FLAGSTAR BK
May 23, 2017Loan Modification, Mortgage
Jun 1, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 4, 2019 · Amount on Record
Deed SaleJan 4, 2019 · Amount on Record
Prior SaleJun 1, 2017 · Amount on Record
Deed Document Number2019000458
Deed Book / Page2328 / 1205
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023550053
DateMay 14, 2019
Book Page2355/0053
Instrument2019017197
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0024481172
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address218 ASHFORD LAKES CIR ORMOND BEACH FL 321741410, ORMOND BEACH, FL 32174-1410

Mortgage

Document Number0024481172
DateJun 10, 2020
Book Page002448/001172
Instrument21476
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0023821590
Instrument DateSep 5, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address218 ASHFORD LAKES CIR ORMOND BEACH FL 321741410, ORMOND BEACH, FL 32174-1410

Mortgage

Document Number0023821590
DateSep 10, 2019
Book Page002382/001590
Instrument33520
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2049

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 4, 2019
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0023281205
Book / Page2328 / 1205
Map ReferenceMB 37 PG 42-46
Instrument DateDec 31, 2018
Instrument2019000458
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410

Mortgage

Document Number2019000459
DateJan 4, 2019
Instrument2019000459
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateJun 21, 2018
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0022871186
Book / Page002287 / 001186
Instrument DateJun 20, 2018
Instrument23126
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address48 ASHFORD LAKES DR ORMOND BEACH FL 321741493, ORMOND BEACH, FL 32174-1493

Mortgage

Document Number22871186
DateJun 21, 2018
Book Page002287/001186
Instrument23126
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateApr 11, 2018
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0022711298
Book / Page002271 / 001298
Instrument DateApr 9, 2018
Instrument13209
Transaction TypeMortgage
Record UpdatedMay 8, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number22711298
DateApr 11, 2018
Book Page002271/001298
Instrument13209
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR # E, TROY, MI 48098-2639
Agreement
AmountAmount Recorded

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0022090001
Book / Page002209 / 000001
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateJun 1, 2017
Property Address218 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410
Document Number0022081408
Book / Page002208 / 001408
Instrument DateMay 23, 2017
Instrument19176
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,807.00 (-5.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$322,944 (+5.99%)$471,617 (+7.42%) Land $105,000 Building $366,617
2023$4,046.00 (+3.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$304,701 (+3%)$439,021 (+2.68%) Land $76,000 Building $363,021
2022$3,910.00 Homeowner's exemption$295,827$427,569 Land $76,000 Building $351,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimNov 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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