218 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 218 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 939 sqft · built 1951
Lot Size	0.241 acres (10,504 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2026)
Tax Bill	$2,110 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3430-02480`

Property Details

APN / Parcel Number

Primary APN	`010-3430-02480`
Alternative APN	`1095687`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	939 sqft Gross Area
1st Floor Area	939 sqft
Basement Area	270 sqft
Finished Basement	270 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,504 sqft (0.241 acres)
Garage Area	500 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1095687
Street Address	218 99TH AVE W
City	DULUTH
State	MN
Zip	55808-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 26 AND 27 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	7
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2036
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 99TH AVE W, DULUTH, MN 55808-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 4, 2020	Warranty Deed, Transfer · Conventional with PMI SUMMIT MTG CORP
Feb 9, 2018	Warranty Deed, Transfer · Conventional with PMI CU MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	20261102335
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2026
Property Address	218 99TH AVE W, DULUTH, MN 55808-2119
Document Number	0001102335
Instrument Date	May 27, 2026
Instrument	20261102335
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 99TH AVE W, DULUTH, MN 55808-2119

Mortgage

Document Number	0001102336,
Date	Jun 10, 2026
Instrument	20261102336

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 4, 2020
Property Address	218 99TH AVE W, DULUTH, MN 55808-2119
Document Number	00T1028523
Instrument Date	Aug 24, 2020
Instrument	T1028523
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 99TH AVE W DULUTH MN 558082119, DULUTH, MN 55808-2119

Mortgage

Document Number	T1028524
Date	Sep 4, 2020
Instrument	T1028524

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 9, 2018
Property Address	218 99TH AVE W, DULUTH, MN 55808-2119
Document Number	000T995010
Instrument Date	Dec 15, 2017
Instrument	T995010
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.15
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 99TH AVE W DULUTH MN 558082119, DULUTH, MN 55808-2119

Mortgage

Document Number	T995011
Date	Feb 9, 2018
Instrument	T995011

Lender

Name	CU MTG SVC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,110.00 (+15.3%) Homeowner's exemption
2025	$1,830.00 (-6.15%) Homeowner's exemption	$178,000 (+10.7%) Land $20,000 Building $158,000	$178,000 (+10.7%) Land $20,000 Building $158,000
2024	$1,950.00	$160,800 (+8.94%) Land $19,700 Building $141,100	$160,800 (+8.94%) Land $19,700 Building $141,100
2022		$147,600 Land $22,200 Building $125,400	$147,600 Land $22,200 Building $125,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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