218 4th St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 218 4th St, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	2,274 sqft · built 1960
Lot Size	0.122 acres (5,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Sep 2015)
Tax Bill	$12,762 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-00103-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`57-00103-0000-00019`
Alternative APNs	`5700025A00002` `570010300019`

Interior

Stories	2 Stories
Building Area	2,274 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	5700025A00002
Street Address	218 4TH ST
City	SADDLE BROOK
State	NJ
Zip	07663-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	50X106
Legal Subdivision	JEFFERSON GARDENS
Legal Block	103
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	4
Census Block	4012
Census Tract	52200

Owner

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 4TH ST, SADDLE BROOK, NJ 07663-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	20157230601
Deed Book / Page	2059 / 2411
Last Transfer Date	Oct 23, 2020
Transfer Doc	0038460001
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Dec 3, 2020
Property Address	218 4TH ST, SADDLE BROOK, NJ 07663-6206
Document Number	0038460001
Book / Page	3846 / 1
Instrument Date	Oct 23, 2020
Instrument	20-127417
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TITLE TRUST LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 4TH ST, SADDLE BROOK, NJ 07663-6206

Mortgage

Document Number	20127418
Date	Dec 3, 2020
Instrument	20-127418

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,900 (+21.4%) Land $236,700 Building $416,200	$652,900 (+21.4%) Land $236,700 Building $416,200
2025	$12,762.00 (+5.78%)	$537,800 (+16.03%) Land $230,200 Building $307,600	$537,800 (+16.03%) Land $230,200 Building $307,600
2024	$12,065.00 (+17.91%)
2023		$463,500 Land $205,700 Building $257,800	$463,500 Land $205,700 Building $257,800
2022	$10,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1983–2022)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20