Monmouth County and Bradley Beach Borough property record for 218 4th Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,764 sqft · built 1929 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,902,000 (Oct 2025) |
| Tax Bill | $13,055 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00053-0000-00020 |
| Primary APN | 08-00053-0000-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1.B |
|---|---|
| Street Address | 218 4TH AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BRADLEY BEACH BOROUGH |
| Legal Block | 53 |
| Legal Lot Number | 20 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 808202 |
218 4th Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Oct 21, 2025 | Deed, Transfer GOLDFINCH TITLE AGENCY LLC |
| Jul 13, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| May 29, 2019 | Deed of Trust, Mortgage SUMMIT VENTURES I LLC |
| Sep 28, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Prior Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 202584001 |
| Deed Book / Page | 9761 / 8776 |
| Prior Transfer Date | Apr 23, 2007 |
| Prior Transfer Doc | 0086491981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 79 CARRIAGE HILL DR, COLTS NECK, NJ 07722-1620 |
| Document Number | 0097673890 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 9767/3890 |
| Instrument | 2025094344 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 21, 2025 |
| Property Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Document Number | 0097618776 |
| Book / Page | 9761 / 8776 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025084001 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | GOLDFINCH TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $29,828.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29016 MCKINLEY DR, LEWES, DE 19958-9513 |
| Name | Verified Name |
|---|---|
| Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 13, 2021 |
| Property Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Document Number | 0095268853 |
| Book / Page | 9526 / 8853 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021106941 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 N 10TH ST # STS3C, 125, BROOKLYN, NY 11249-1116 |
| Name | Verified Name |
|---|---|
| Address | 35663 KIAWAH PATH, REHOBOTH BEACH, DE 19971-4832 |
| Document Number | 2021106942 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021106942 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2051 |
| Document Number | 0095268893 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 9526/8893 |
| Instrument | 2021106943 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Document Number | 0000057309 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 125 N 10TH ST #S3C BROOKLYN NY 112491117, S3C, BROOKLYN, NY 11249-1117 |
| Document Number | 0000057309 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 009355/002539 |
| Instrument | 57309 |
| Name | SUMMIT VENTURES I LLC |
|---|---|
| Address | 26 LENOX RD, SUMMIT, NJ 07901-3733 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 26, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 28, 2018 |
| Property Address | 218 4TH AVE, BRADLEY BEACH, NJ 07720-1226 |
| Document Number | 0000096327 |
| Book / Page | 009314 / 001294 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 96327 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | LINCOLN LAND SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 218 4TH AVE BRADLEY BEACH NJ 077201226, BRADLEY BEACH, NJ 07720-1226 |
| Document Number | 96328 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 96328 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
The 2025 property tax bill for 218 4th Ave was $13,055, up 4.2% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,758,700 (+19.23%) Land $1,182,900 Building $575,800 | $1,758,700 (+19.23%) Land $1,182,900 Building $575,800 | |
| 2025 | $13,055.00 (+4.25%) | $1,475,100 Land $1,012,700 Building $462,400 | $1,475,100 Land $1,012,700 Building $462,400 |
| 2024 | $12,523.00 | ||
| 2023 | $1,227,500 Land $870,000 Building $357,500 | $1,227,500 Land $870,000 Building $357,500 | |
| 2022 | $10,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 4th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 99 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (2012–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 218 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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