218 3rd St W, Cresco, IA 52136 Property Records

Howard County property record for 218 3rd St W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1918
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2020)
Tax Bill	$1,246 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320042404000000`

Property Details

APN / Parcel Number

Primary APN	`320042404000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Basement Area	884 sqft
Unfinished Basement	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Porch	Porch
Porch Area	182 sqft
Deck Area	253 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 3RD ST W
City	CRESCO
State	IA
Zip	52136-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 24 BALDWINS ADDN
Legal Subdivision	BALDWINS ADDN
Legal Block	24
Legal Lot Number	4
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1033
Census Tract	960100

Owner

218 3rd St W is owned and occupied by an individual who bought it in January 2020.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	218 3RD ST W, CRESCO, IA 52136-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Apr 25, 2007 · Amount on File
Deed Document Number	2020107
Deed Book / Page	2020 / 107
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 17, 2020
Property Address	218 3RD ST W, CRESCO, IA 52136-1510
Document Number	2020/107
Book / Page	2020 / 107
Instrument Date	Jan 13, 2020
Instrument	107
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 3RD ST W, CRESCO, IA 52136-1510

Mortgage

Document Number	002020/108
Date	Jan 17, 2020
Book Page	2020/108
Instrument	108

Lender

Name	CRESCO B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 218 3rd St W was $1,246 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,246.00	$84,310 (-) Land $8,030 Building $76,280	$84,310 (-) Land $8,030 Building $76,280
2025	$1,246.00 (+4.88%) Homeowner's exemption	$84,310 Land $8,030 Building $76,280	$84,310 Land $8,030 Building $76,280
2024	$1,188.00
2023		$74,680 (+20.06%) Land $8,030 Building $66,650	$74,680 Land $8,030 Building $66,650
2022	$1,628.00 Homeowner's exemption	$62,200 Land $8,030 Building $54,170
2021			$62,200 Land $8,030 Building $54,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 3rd St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 218 3rd St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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