218 3rd Ave SE, Lonsdale, MN 55046 Property Records

Rice County property record for 218 3rd Ave SE, Lonsdale, MN 55046

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,397 sqft · built 1926
Lot Size	0.249 acres (10,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2020)
Tax Bill	$2,922 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.26.1.77.034`

Property Details

APN / Parcel Number

Primary APN	`19.26.1.77.034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	309 sqft
Basement Area	944 sqft
Finished Basement	230 sqft
Unfinished Basement	944 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,850 sqft (0.249 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	780 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	320 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	218 3RD AVE SE
City	LONSDALE
State	MN
Zip	55046-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 3 OF PATRICK J WILBYS P J WILBYS L4 & S2 L5 B3
Legal Subdivision	PATRICK J WILBYS
Legal Block	3
Legal Lot Number	4
Jurisdiction	RICE MN
Township / Civil Division	LONSDALE
Census Block Group	2
Census Block	2047
Census Tract	70102

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 3RD AVE SE, LONSDALE, MN 55046-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Jul 2, 1997 · Amount on Record
Deed Document Number	2020728494
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jul 23, 2020
Property Address	218 3RD AVE SE, LONSDALE, MN 55046-9429
Document Number	0000728494
Instrument Date	Jul 22, 2020
Instrument	728494
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 3RD AVE SE LONSDALE MN 550469429, LONSDALE, MN 55046-9429

Mortgage

Document Number	728495
Date	Jul 23, 2020
Instrument	728495

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Lonsdale City
Unified School District	Tri-City United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,922.00 (+12.47%)	$256,800 (+3.55%) Land $60,800 Building $196,000	$256,800 (+3.55%) Land $60,800 Building $196,000
2025		$248,000 (+13.09%) Land $60,800 Building $187,200	$248,000 (+13.09%) Land $60,800 Building $187,200
2024	$2,598.00 (+24.07%)	$219,300 (-) Land $55,100 Building $164,200	$219,300 (-) Land $55,100 Building $164,200
2023	$2,094.00	$219,300 Land $55,100 Building $164,200	$219,300 Land $55,100 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lonsdale serves 5,079 people · EPA ID MN1660006
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Netwave Broadband.

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