218 16th St, Ames, IA 50010 Property Records

Story County property record for 218 16th St, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,350 sqft · built 1956
Lot Size0.127 acres (5,511 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Jun 2025)
Tax Bill$2,378 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2012 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-35-376-010

Property Details

APN / Parcel Number

Primary APN05-35-376-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area882 sqft
AtticAttic
Attic Area468 sqft
Basement Area882 sqft
Unfinished Basement882 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleA-Frame
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,511 sqft (0.127 acres)
Lot Dimensions100 ft deep x 55 ft wide
PorchSlab
Deck Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address218 16TH ST
CityAMES
StateIA
Zip50010-5310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionHARRIMAN'S ADD E55' LOTS 13 & 14 BLK 5
Legal Range24W
Legal Township84N
Legal Section35
Legal SubdivisionHARRIMAN'S ADD
Legal Block5
Legal Lot Number13,14
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3007
Census Tract200

Owner

218 16th St is owned and occupied by two individuals who bought it in June 2025.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address218 16TH ST, AMES, IA 50010-5310
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK AMES
Jul 31, 2012Deed of Trust, Mortgage · FHA Mortgage
NATIONWIDE ADVANTAGE MORTGAGE CO
Jun 17, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY CHOICE CU
Jan 16, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2025 · Amount on File
Deed SaleJun 17, 2025 · Amount on File
Prior SaleJan 16, 2019 · Amount on File
Deed Document Number20254608
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address218 16TH ST, AMES, IA 50010-5310
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202009085
DateAug 11, 2020
Instrument2020-09085
Lender
NameFIRST NATIONAL BANK AMES
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address218 16TH ST, AMES, IA 50010-5310
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201200008602
DateJul 31, 2012
Instrument2012-00008602
Lender
NameNATIONWIDE ADVANTAGE MORTGAGE CO
TypeMortgage Company
AddressDES MOINES, IA 50391
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2042

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateJun 17, 2025
Property Address218 16TH ST, AMES, IA 50010-5310
Document Number0202504608
Instrument DateJun 10, 2025
Instrument2025-04608
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.40
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address218 16TH ST, AMES, IA 50010-5310

Mortgage

Document Number0202504609
DateJun 17, 2025
Instrument2025-04609
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateJan 16, 2019
Property Address218 16TH ST, AMES, IA 50010-5310
Document Number0201900393
Instrument DateJan 15, 2019
Instrument2019-00393
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 16TH ST, AMES, IA 50010-5310

Tax Assessment & Valuation

The 2025 property tax bill for 218 16th St was $2,378 with a homeowner's exemption, down 11.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00 (-11.53%) Homeowner's exemption$183,800 Land $27,600 Building $156,200$183,800 Land $27,600 Building $156,200
2024$2,688.00
2023$195,500 Land $31,200 Building $164,300$195,500 Land $31,200 Building $164,300
2022$1,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 218 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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