Will County property record for 21790 Cappel Ln, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,860 sqft · built 2003 |
| Lot Size | 0.261 acres (2,417 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Dec 2019) |
| Tax Bill | $11,406 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Dec 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-28-104-070 |
| Primary APN | 19-09-28-104-070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,417 sqft (0.261 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 21790 CAPPEL LN |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-2274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 IN FOUNDERS PLACE PHASE 2, BEING A PRT OF THE W 3/4 OF THE NW1/4 OF SEC. 28, T35N-R12E. |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 28 |
| Legal Subdivision | FOUNDERS PLACE |
| Legal Phase | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 883504 |
21790 Cappel Ln is owned and occupied by an individual who bought it in December 2019.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21790 CAPPEL LN, FRANKFORT, IL 60423-2274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 5, 2019 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Oct 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on File |
| Deed Sale | Dec 5, 2019 · Amount on File |
| Prior Sale | Mar 10, 2016 · Amount on File |
| Deed Document Number | 201987359 |
| Prior Transfer Date | Oct 5, 2018 |
| Prior Transfer Doc | 0000074970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 21790 CAPPEL LN, FRANKFORT, IL 60423-2274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21790 CAPPEL LN, FRANKFORT, IL 60423-2274 |
| Document Number | 0000007980 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | R2022007980 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 5, 2019 |
| Property Address | 21790 CAPPEL LN, FRANKFORT, IL 60423-2274 |
| Document Number | 0000087359 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 87359 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21790 CAPPEL LN FRANKFORT IL 604232274, FRANKFORT, IL 60423-2274 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Oct 24, 2018 |
| Property Address | 21790 CAPPEL LN, FRANKFORT, IL 60423-2274 |
| Document Number | 0000074970 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 74970 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 21790 CAPPEL LN FRANKFORT IL 604232274, FRANKFORT, IL 60423-2274 |
The 2025 property tax bill for 21790 Cappel Ln was $11,406.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,406.00 | $163,574 (+6.6%) Land $831 Building $162,743 | $490,722 (+6.6%) Land $2,493 Building $488,229 |
| 2024 | $153,447 Land $780 Building $152,667 | $460,341 Land $2,340 Building $458,001 | |
| 2022 | $9,659.00 Homeowner's exemption Senior Citizen's exemption | $124,823 Land $635 Building $124,188 | $374,469 Land $1,905 Building $372,564 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21790 Cappel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1981–1982) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21790 Cappel Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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