21790 Cambridge Dr, Kildeer (Lake Zurich), IL 60047 Property Records

Lake County property record for 21790 Cambridge Dr, Kildeer, IL 60047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,476 sqft · built 1988
Lot Size	0.826 acres (35,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2019)
Tax Bill	$14,299 (2024)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-203-014`

Property Details

APN / Parcel Number

Primary APN	`14-28-203-014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,476 sqft Living Area
Gross Area	5,974 sqft
1st Floor Area	1,818 sqft
Upper Floors Area	1,658 sqft
Basement Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	35,967 sqft (0.826 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	492 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21790 CAMBRIDGE DR
City	KILDEER
State	IL
Zip	60047-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISHOPS RIDGE UNIT ONE LOT 9
Legal Subdivision	BISHOPS RIDGE UNIT ONE
Legal Lot Number	9
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	ELA
Census Block Group	2
Census Block	2030
Census Tract	864410

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21790 CAMBRIDGE DR, KILDEER, IL 60047-2976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Jun 5, 1995 · Amount on Record
Deed Document Number	20197567196
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	21790 CAMBRIDGE DR, KILDEER, IL 60047-2976
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007907813
Date	May 31, 2022
Instrument	7907813

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	21790 CAMBRIDGE DR, KILDEER, IL 60047-2976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007650154
Date	Apr 23, 2020
Instrument	7650154

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 6, 2019
Property Address	21790 CAMBRIDGE DR, KILDEER, IL 60047-2976
Document Number	0007567196
Map Reference	DOC 1941163
Instrument Date	May 17, 2019
Instrument	7567196
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21790 CAMBRIDGE DR, 21790, KILDEER, IL 60047-2976

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21790 CAMBRIDGE DR, KILDEER, IL 60047-2976

Mortgage

Document Number	0007567197
Date	Jun 6, 2019
Instrument	7567197

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Ela Township
Municipality	Kildeer Village
Unified School District	Lake Zurich Community Unit School District 95 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,889 (+22.83%) Land $39,940 Building $182,949	$668,734 (+22.83%) Land $119,832 Building $548,902
2024	$14,299.00 (+1.63%)
2023	$14,069.00 (+3.33%)	$181,466 (-4.39%) Land $32,518 Building $148,948	$544,453 (-4.39%) Land $97,564 Building $446,889
2022	$13,615.00	$189,791 Land $31,890 Building $157,901	$569,430 Land $95,680 Building $473,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ZURICH serves 19,759 people · EPA ID IL0970850
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cambridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures