Hamilton County property record for 2179 W Shepherd Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · built 2025 |
| Lot Size | 0.111 acres (4,824 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,900 (May 2026) |
| Tax Bill | $151 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 148B B 002 |
| Primary APN | 148B B 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,824 sqft (0.111 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000081406 |
|---|---|
| Street Address | 2179 W SHEPHERD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 42 LILAH POPE SHEPHERD ESTATE PB 13 PG 6 |
| Legal Subdivision | SHEPHERD LILAH POPE |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11445 |
Source: Hamilton County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2179 W SHEPHERD RD, CHATTANOOGA, TN 37421-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE CORPORATION |
| May 8, 2025 | Warranty Deed, Construction Loan · Construction Mortgage ALC INVESTMENTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | May 8, 2025 · Amount on Record |
| Deed Document Number | 2026052192 |
| Deed Book / Page | 14306 / 576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 21, 2026 |
| Property Address | 2179 W SHEPHERD RD, CHATTANOOGA, TN 37421-2315 |
| Document Number | 0000000092 |
| Book / Page | 14306 / 576 |
| Instrument Date | May 19, 2026 |
| Instrument | 202692 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,335.63 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2179 W SHEPHERD RD, CHATTANOOGA, TN 37421-2315 |
| Document Number | 0000000093, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20262193 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 8, 2025 |
| Property Address | 2179 W SHEPHERD RD, CHATTANOOGA, TN 37421-2315 |
| Document Number | 0000000103 |
| Book / Page | 13916 / 905 |
| Map Reference | MB 13 PG 6 |
| Instrument Date | May 8, 2025 |
| Instrument | 2025050800103 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 1, 2026 |
| Title Company | NEXTAR TITLE AND ESCROW LLC, NEXT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899 W 12TH ST, CHICKAMAUGA, GA 30707-1637 |
| Investor | Possibly a Property Investor |
| Document Number | 0013916911 |
|---|---|
| Date | May 8, 2025 |
| Instrument | 13916/911 |
| Name | ALC INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Feb 8, 2026 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151.00 (+81.93%) | $10,000 (+166.67%) | $40,000 (+166.67%) Land $40,000 |
| 2024 | $83.00 | $3,750 (-) | $15,000 (-) Land $15,000 |
| 2023 | $83.00 | $3,750 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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