21788 Summerfield Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21788 Summerfield Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,155 sqft · built 2003
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$347,500 (Jun 2018)
Tax Bill$6,741 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-08-27-448-040

Property Details

APN / Parcel Number

Primary APN20-08-27-448-040
Alternative APN
  • 0827448040

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,155 sqft Living Area
1st Floor Area1,628 sqft
Basement Area1,628 sqft
Unfinished Basement1,628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21788 SUMMERFIELD DR
CityMACOMB
StateMI
Zip48044-2287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCORNERSTONE VILLAGE SUB #6 LOT 304 LIBER 153 PG 81 - 89
Legal SubdivisionCORNERSTONE VILLAGE SUB
Legal Lot Number304
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2013
Census Tract224101

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 3, 2020Deed of Trust, Mortgage · Commercial Mortgage
SIGNATURE FCU
Oct 3, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jun 6, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES
Jun 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleAug 20, 2007 · Amount on Record
Deed Document Number20188064342
Deed Book / Page25401 / 220
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
InvestorPossibly a Property Investor

Mortgage

Document Number2500103116
DateNov 17, 2025
Book Page30392/27
Instrument202500103116
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 23, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041629
DateApr 3, 2020
Book Page26619/540
Instrument2041629
Lender
NameSIGNATURE FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term236 Months
DueDec 30, 2039

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
Document Number0000114045
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21788 SUMMERFIELD DR MACOMB MI 480442287, MACOMB, MI 48044-2287

Mortgage

Document Number0000114045
DateOct 9, 2019
Book Page026251/000789
Instrument114045
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 8, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 6, 2018
Property Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
Document Number0000064342
Book / Page25401 / 220
Map ReferenceLB 153 PG 81-89
Instrument DateMay 25, 2018
Instrument8064342
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyTITLE CONNECT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,988.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14502 WHISPER WIND DR, 14502, CARMEL, IN 46032-9773

Transferred To (Grantee/Buyer)

NameVerified Name
Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287

Mortgage

Document Number0000064343
DateJun 6, 2018
Instrument8064343
Lender
NameFIRST SECURITIES FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21788 SUMMERFIELD DR, MACOMB, MI 48044-2287
Document Number0000080513
Book / Page024796 / 000257
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedAug 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14502 WHISPER WIND DR CARMEL IN 460329773, CARMEL, IN 46032-9773

Mortgage

Document Number0000080513
DateJun 28, 2017
Book Page024796/000257
Instrument80513
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 27, 2032

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,600 (+24.36%)$545,200 (+24.36%)
2025$6,741.00 (+13.16%)
2023$219,200$438,400
2022$5,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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