21785 Scott Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 21785 Scott Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,637 sqft · built 1974
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Dec 2016)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.040.2070`

Property Details

APN / Parcel Number

Primary APN	`09.040.2070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Unfinished Basement	1,056 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	672 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21785 SCOTT AVE
City	ALBERT LEA
State	MN
Zip	56007-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-102 RANGE-022 CHAPEAU HEIGHTS SUBDIVISION LOT-007 BLOCK-002 LOT 7 BLK 2 CHAPEAU HEIGHTS SUBD 2-102-22
Legal Range	22
Legal Township	102
Legal Section	02
Legal Subdivision	CHAPEAU HEIGHTS SUBDIVISION
Legal Block	2
Legal Lot Number	7
Jurisdiction	FREEBORN MN
Township / Civil Division	PICKEREL LAKE
Census Block Group	3
Census Block	3017
Census Tract	180300

Owner

Source: Freeborn County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21785 SCOTT AVE, ALBERT LEA, MN 56007-4227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDBANK
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2016 · Amount on Record
Deed Sale	Dec 21, 2016 · Amount on Record
Prior Transfer Date	Dec 5, 2013
Prior Transfer Doc	A509830
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	21785 SCOTT AVE, ALBERT LEA, MN 56007-4227
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A546281
Date	Dec 28, 2020
Instrument	A546281

Lender

Name	ROUNDBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	21785 SCOTT AVE, ALBERT LEA, MN 56007-4227
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A525393
Date	Jan 3, 2017
Instrument	A525393

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	21785 SCOTT AVE, ALBERT LEA, MN 56007-4227
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A525392
Date	Jan 3, 2017
Instrument	A525392

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Pickerel Lake Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,000 (-) Land $51,400 Building $246,600	$298,000 (-) Land $51,400 Building $246,600
2025	$3,014.00 (+17.55%) Homeowner's exemption	$298,000 (+14.4%) Land $51,400 Building $246,600	$298,000 (+14.4%) Land $51,400 Building $246,600
2023	$2,564.00 (+0.16%) Homeowner's exemption	$260,500 Land $51,400 Building $209,100	$260,500 Land $51,400 Building $209,100
2020	$2,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: AT&T.

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