21781 Zoar Rd, Georgetown, DE 19947 Property Records

Sussex County property record for 21781 Zoar Rd, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,659 sqft · built 1954
Lot Size	0.501 acres (21,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2026)
Tax Bill	$651 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-20.00-27.00`

Property Details

APN / Parcel Number

Primary APN	`135-20.00-27.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,828 sqft (0.501 acres)
Lot Dimensions	118 ft deep x 185 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21781 ZOAR RD
City	GEORGETOWN
State	DE
Zip	19947-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	RD GEOMILLSBORO E/RT 48 500' S/RT 431
Legal Subdivision	GEORGETOWN
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1006
Census Tract	50505

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage HMA MORTGAGE
Aug 1, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Dec 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	202625010
Deed Book / Page	6535 / 51
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0059490254
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 1, 2026
Property Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500
Document Number	0000025010
Book / Page	6535 / 51
Instrument Date	Jun 30, 2026
Instrument	202625010
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500

Mortgage

Document Number	0000025011,
Date	Jul 1, 2026
Instrument	202625011

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Jul 1, 2026
Property Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500
Document Number	0000025011
Book / Page	24148 / 28
Instrument Date	Jun 30, 2026
Instrument	202625011
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21771 ZOAR RD, GEORGETOWN, DE 19947-2500

Mortgage

Document Number	0000025011,
Date	Jul 1, 2026
Book Page	24148/28
Instrument	202625011

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 1, 2023
Property Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500
Document Number	0059490254
Book / Page	5949 / 254
Instrument Date	Jul 31, 2023
Instrument	2023000026893
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500

Mortgage

Document Number	2023000026894
Date	Aug 1, 2023
Instrument	2023000026894

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 14, 2021
Property Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500
Document Number	0056110295
Book / Page	5611 / 295
Instrument Date	Dec 14, 2021
Instrument	20210000076576
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21781 ZOAR RD, GEORGETOWN, DE 19947-2500

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$651.00 (-0.46%)	$13,050 (-) Land $1,000 Building $12,050	$291,800 (-) Land $64,000 Building $227,800
2025	$654.00 (+2.35%)	$13,050 (-) Land $1,000 Building $12,050	$291,800 (+885.81%) Land $64,000 Building $227,800
2023	$639.00 (+1.59%)	$13,050 (-) Land $1,000 Building $12,050	$29,600 (-) Land $2,000 Building $27,600
2022	$629.00	$13,050 Land $1,000 Building $12,050	$29,600 Land $2,000 Building $27,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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