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21781 Emanuel Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21781 Emanuel Dr, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,816 sqft · built 2006
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Aug 2018)
Tax Bill$7,253 (2025)
Deeds & MortgagesJul 2026 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-22-430-030

Property Details

APN / Parcel Number

Primary APN20-08-22-430-030
Alternative APN
  • 0822430030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Building Area2,816 sqft Living Area
1st Floor Area2,050 sqft
Basement Area2,050 sqft
Unfinished Basement2,050 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Architectural StyleSplit Level
Lot Area9,453 sqft (0.217 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage Area858 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21781 EMANUEL DR
CityMACOMB
StateMI
Zip48044-6414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARGHERITA ESTATES SUB LOT 2 LIBER 161 PGS 27 - 30
Legal SubdivisionMARGHERITA ESTATES SUB
Legal Lot Number2
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1023
Census Tract224002

Owner

Source: Macomb County records · APN 20-08-22-430-030

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21781 EMANUEL DR, MACOMB, MI 48044-6414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
May 22, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Aug 21, 2018Warranty Deed, Transfer
DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleNov 18, 2009 · Amount on Record
Deed Document Number20188093190
Deed Book / Page25531 / 790
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateJul 17, 2026
Property Address21781 EMANUEL DR, MACOMB, MI 48044-6414
Document Number0000068289
Book / Page30767 / 55
Instrument DateJul 17, 2026
Instrument202668289
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address21781 EMANUEL DR, MACOMB, MI 48044-6414

Mortgage

Document Number0000068289,
DateJul 17, 2026
Book Page30767/55
Instrument202668289
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJul 15, 2066
Interest
Rate6.47%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21781 EMANUEL DR, MACOMB, MI 48044-6414
Document Number0000062543
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21781 EMANUEL DR MACOMB MI 480446414, MACOMB, MI 48044-6414

Mortgage

Document Number0000062543
DateJun 01, 2020
Book Page026736/000279
Instrument62543
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 21, 2018
Property Address21781 EMANUEL DR, MACOMB, MI 48044-6414
Document Number0000093190
Book / Page25531 / 790
Map ReferenceLB 161 PG 27
Instrument DateAug 14, 2018
Instrument8093190
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyDEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$3,311.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21781 EMANUEL DR, 21781, MACOMB, MI 48044-6414

Transferred To (Grantee/Buyer)

NameVerified Name
Address21781 EMANUEL DR, MACOMB, MI 48044-6414

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$295,700 (+21.94%)$591,400 (+21.94%)
2025$7,253.00 (+13.17%)
2023$242,500$485,000
2022$6,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992240021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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