San Bernardino County property record for 21781 Cholena Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 2006 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2020) |
| Tax Bill | $4,951 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Dec 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3112-581-49-0000 |
| Primary APN | 3112-581-49-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,519 sqft |
| 1st Floor Area | 1,856 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 20,400 sqft (0.468 acres) |
| Lot Dimensions | 150 ft deep x 136 ft wide |
| Garage Type | Attached |
| Garage Area | 663 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 21781 CHOLENA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-3784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 16417 LOT 12 BOOK 307 PAGE 98 |
| Legal Subdivision | TRACT NO 16417 |
| Legal Tract | 16417 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 9713 |
21781 Cholena Rd is owned and occupied by two individuals who bought it in July 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Dec 26, 2018 | Grant Deed, Transfer · ARM GENERAL MORTGAGE CAPITAL CORP |
| Dec 26, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Mar 27, 2017 | Intrafamily Transfer, Transfer · VA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on File |
| Deed Sale | Jul 16, 2020 · Amount on File |
| Prior Sale | Dec 26, 2018 · Amount on File |
| Deed Document Number | 2020238256 |
| Prior Transfer Date | Dec 6, 2018 |
| Prior Transfer Doc | 0000474885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 16, 2020 |
| Property Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Document Number | 0000238256 |
| Map Reference | MB 307 PG 98&99 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020-0238256 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Investor | Possibly a Property Investor |
| Document Number | 0000238257 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-0238257 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 26, 2018 |
| Property Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Document Number | 0000474886 |
| Map Reference | MB 307 PG 98&99 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 2018-0474886 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Document Number | 0000474887 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018-0474887 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 26, 2018 |
| Property Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Document Number | 0000474885 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 474885 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 21781 CHOLENA RD APPLE VALLEY CA 923073784, APPLE VALLEY, CA 92307-3784 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 27, 2017 |
| Property Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Document Number | 0000124869 |
| Map Reference | MB307 PG98&99 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017-0124869 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 21781 CHOLENA RD, APPLE VALLEY, CA 92307-3784 |
| Document Number | 0000124870 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 2017-0124870 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 21781 Cholena Rd was $4,951.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $353,306 (+2%) Land $70,662 Building $282,644 | |
| 2025 | $4,951.00 | $346,378 Land $69,276 Building $277,102 |
| 2023 | $3,892.00 (-8.25%) | $332,928 Land $66,586 Building $266,342 |
| 2022 | $4,242.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21781 Cholena Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21781 Cholena Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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