2178 SW Panther Trce, Stuart, FL 34997 Property Records

Martin County property record for 2178 SW Panther Trce, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,580 sqft · built 2006
Lot Size0.24 acres (10,459 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Sep 2020)
Tax Bill$9,924 (2025)
Deeds & MortgagesApr 2023 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-39-41-010-000-0056.0-0-0000

Property Details

APN / Parcel Number

Primary APN06-39-41-010-000-0056.0-0-0000
Alternative APNs
  • 06-39-41-010-000-00560-0
  • 844753

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,580 sqft Living Area
Gross Area4,520 sqft
1st Floor Area1,700 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,459 sqft (0.24 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchScreened Concrete Masonry Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number844753
Street Address2178 SW PANTHER TRCE
CitySTUART
StateFL
Zip34997-4855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 56 - LAKE TUSCANY PUD (PB 15 PG 60)
Legal Range41E
Legal Township39S
Legal Section6
Legal SubdivisionLAKE TUSCANY
Legal Block2
Legal Lot Number56
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group2
Census Block2018
Census Tract1703

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2178 SW PANTHER TRCE, STUART, FL 34997-4855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · SBA Mortgage
LAKE MICHIGAN CU
Sep 8, 2020Warranty Deed, Transfer · Conventional Mortgage
AHL FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleApr 2, 2007 · Amount on Record
Deed Document Number20202836477
Deed Book / Page3156 / 1463
Prior Transfer DateJan 16, 2008
Prior Transfer Doc0023042017
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2178 SW PANTHER TRCE, STUART, FL 34997-4855
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 SW PANTHER TRCE, STUART, FL 34997-4855

Mortgage

Document Number0033692052
DateApr 14, 2023
Book Page3369/2052
Instrument3011512
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressTAMPA, FL 33626
Agreement
TypeSBA Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 8, 2020
Property Address2178 SW PANTHER TRCE, STUART, FL 34997-4855
Document Number0031561463
Book / Page3156 / 1463
Map ReferenceMB 15 PG 60
Instrument DateAug 27, 2020
Instrument2836477
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPATCH REEF TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3901 MOUNT ZION RD, 3901, EAST BERNSTADT, KY 40729-7461

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 SW PANTHER TRCE, STUART, FL 34997-4855

Mortgage

Document Number0031561466
DateSep 8, 2020
Instrument3156/1466
Lender
NameAHL FUNDING
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,924.00 (-1.62%)$600,120 (+16.26%) Land $210,000 Building $390,120$600,120 (-4.26%) Land $210,000 Building $390,120
2024$10,087.00 (+4.15%)
2023$9,685.00 (+9.16%)$516,210 (+1%)$626,800 (+8.21%) Land $150,000 Building $476,800
2022$8,872.00$469,282$579,260 Land $140,000 Building $439,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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