Hamilton County property record for 2178 Riverside Dr, Cincinnati, OH 45202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,396 sqft · built 1999 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jan 2014) |
| Tax Bill | $6,135 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-0006-0156-00 |
| Primary APN | 032-0006-0156-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 1,080 sqft |
| Upper Floors Area | 336 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 236 sqft |
| Unfinished Basement | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Width | 35 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2178 RIVERSIDE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | EASTERN AV 0.121 AC LOT 8 RIVERFRONT TERRACE SUB |
| Legal Subdivision | RIVERFRONT TERRACE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 26600 |
Source: Hamilton County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2178 RIVERSIDE DR, CINCINNATI, OH 45202-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2014 · Amount on Record |
| Deed Sale | Jan 8, 2014 · Amount on Record |
| Prior Sale | Nov 12, 1999 · Amount on Record |
| Deed Document Number | 20141900 |
| Deed Book / Page | 12505 / 147 |
| Prior Transfer Date | May 28, 2002 |
| Prior Transfer Doc | 0000108950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 15, 2026 |
| Property Address | 2178 RIVERSIDE DR, CINCINNATI, OH 45202-1809 |
| Document Number | 0000028386 |
| Book / Page | 15645 / 1106 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202628386 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2178 RIVERSIDE DR, CINCINNATI, OH 45202-1809 |
| Document Number | 0000028386, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 15645/1106 |
| Instrument | 202628386 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 3, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2178 RIVERSIDE DR, CINCINNATI, OH 45202-1809 |
| Document Number | 0000055278 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2178 RIVERSIDE DR COVINGTON KY 41014, COVINGTON, KY 41014 |
| Document Number | 0000055278 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 014187/002376 |
| Instrument | 55278 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2035 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,135.00 (+3.13%) | $99,680 (-) Land $35,700 Building $63,980 | $284,800 (-) Land $102,000 Building $182,800 |
| 2024 | $5,949.00 (-2.2%) | $99,680 (-) Land $35,700 Building $63,980 | |
| 2023 | $6,083.00 (+71.5%) | $99,680 (+91.41%) Land $35,700 Building $63,980 | $284,800 (+91.41%) Land $102,000 Building $182,800 |
| 2022 | $3,547.00 Homeowner's exemption | $52,077 Land $3,990 Building $48,087 | |
| 2020 | $148,790 Land $11,400 Building $137,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 individual policies |
| Nearby Flood Policies | 87 units insured incl. 31 condo units |
| Nearby Flood Claims | 91 (1978–2025) |
| Claims Outside the SFHA | 7 of 91 |
| Most Recent Claim | Apr 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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