2178 Puesta Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 2178 Puesta Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,366 sqft · built 1976
Lot Size	0.307 acres (13,368 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Dec 2020)
Tax Bill	$8,596 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`386-561-02-00`

Property Details

APN / Parcel Number

Primary APN	`386-561-02-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	13,368 sqft (0.307 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2178 PUESTA PL
City	EL CAJON
State	CA
Zip	92020-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 233 TR 008159
Legal Subdivision	FLETCHER HILLS
Legal Tract	008159
Legal Block	2
Legal Lot Number	233
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2178 PUESTA PL, EL CAJON, CA 92020-1025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2024	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Jan 17, 2023	Intrafamily Transfer, Transfer
Dec 8, 2020	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	2020786644
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000786644
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2178 PUESTA PL, EL CAJON, CA 92020-1025
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 PUESTA PL, EL CAJON, CA 92020-1025

Mortgage

Document Number	0000855015
Date	Dec 20, 2021
Instrument	2021-0855015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2178 PUESTA PL, EL CAJON, CA 92020-1025
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 PUESTA PL, EL CAJON, CA 92020-1025

Mortgage

Document Number	0000174524
Date	Jul 10, 2024
Instrument	2024-0174524

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2023
Property Address	2178 PUESTA PL, EL CAJON, CA 92020-1025
Document Number	0000012663
Map Reference	MAP 8159
Instrument Date	Jan 16, 2023
Instrument	2023-0012663
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2178 PUESTA PL, EL CAJON, CA 92020-1025

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2020
Property Address	2178 PUESTA PL, EL CAJON, CA 92020-1025
Document Number	0000786644
Map Reference	MAP 8159
Instrument Date	Oct 19, 2020
Instrument	2020-0786644
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2178 PUESTA PL, EL CAJON, CA 92020-1025

Mortgage

Document Number	0000786645
Date	Dec 8, 2020
Instrument	2020-0786645

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2178 PUESTA PL, EL CAJON, CA 92020-1025
Document Number	0000520408
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2178 PUESTA PL EL CAJON CA 920201025, EL CAJON, CA 92020-1025

Mortgage

Document Number	0000520408
Date	Nov 12, 2019
Instrument	520408

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,636 (+2%) Land $231,844 Building $347,792
2025	$8,596.00 (+15.01%) Homeowner's exemption	$568,272 (+4.04%) Land $227,299 Building $340,973
2023	$7,474.00 (-5.43%) Homeowner's exemption	$546,208 Land $218,474 Building $327,734
2022	$7,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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