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2178 Heaths Ln, Elgin, SC 29045 Property Records

Richland County property record for 2178 Heaths Ln, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,347 sqft · built 2018
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$450,023 (Dec 2018)
Deeds & MortgagesMay 2026 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28915-03-09

Property Details

APN / Parcel Number

Primary APN28915-03-09
Alternative APNs
  • R28915-03-09
  • 02147876

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,347 sqft Heated Area
Gross Area5,569 sqft
1st Floor Area2,187 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Garage Area693 sqft
PorchPatio
Porch Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02147876
Street Address2178 HEATHS LN
CityELGIN
StateSC
Zip29045-8016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 92.5X24.5X159X112.1X146.4 #SU CROSSING @ WOODCREEK PH 4 #PR RB2249-(12-15)
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number22,92
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2073
Census Tract11407

Owner

Source: Richland County records · APN 28915-03-09

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2178 HEATHS LN, ELGIN, SC 29045-8016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Nov 20, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Oct 26, 2019Deed of Trust, Mortgage · Conventional with PMI
FREEDOM MTG
Dec 21, 2018Grant Deed, Subdivision Related Transfer · VA Mortgage
AMERIS BK
May 17, 2018Loan Modification, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Deed Document Number201894195
Deed Book / Page2360 / 1464
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateMay 07, 2026
Property Address2178 HEATHS LN, ELGIN, SC 29045-8016
Document Number0000021933
Book / Page3125 / 682
Instrument DateMay 02, 2026
Instrument202621933
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 HEATHS LN, ELGIN, SC 29045-8016

Mortgage

Document Number0000021933,
DateMay 07, 2026
Book Page3125/682
Instrument202621933
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2178 HEATHS LN, ELGIN, SC 29045-8016
Document Number2578/3170
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 HEATHS LN ELGIN SC 290458016, ELGIN, SC 29045-8016

Mortgage

Document Number2578/3170
DateJan 24, 2021
Book Page002578/003170
Instrument4277
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2178 HEATHS LN, ELGIN, SC 29045-8016
Document Number2444/2537
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 HEATHS LN ELGIN SC 290458016, ELGIN, SC 29045-8016

Mortgage

Document Number2444/2537
DateNov 08, 2019
Book Page002444/002537
Instrument84551
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 07, 2049

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateDec 21, 2018
Property Address2178 HEATHS LN, ELGIN, SC 29045-8016
Document Number2360/1464
Book / Page002360 / 001464
Instrument DateDec 20, 2018
Instrument94195
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,665.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 HEATHS LN ELGIN SC 290458016, ELGIN, SC 29045-8016

Mortgage

Document Number2360/1468
DateDec 21, 2018
Book Page002360/001468
Instrument94196
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address2178 HEATHS LN, ELGIN, SC 29045-8016
Document Number2303/3344
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3088 COOL BREEZE LN ELGIN SC 290458014, ELGIN, SC 29045-8014
InvestorPossibly a Property Investor

Mortgage

Document Number2303/3344
DateMay 17, 2018
Book Page002303/003344
Instrument33098
Lender
NameBRANCH BK&TR
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearAssessed Market Value
2025$591,700 (-) Land $87,800 Building $503,900
2024$591,700 (+42.44%) Land $87,800 Building $503,900
2023$415,400 Land $65,000 Building $350,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
30 of 31 on primary residences
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · above 35% of South Carolina
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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