2178 Gilliard Farm Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 2178 Gilliard Farm Rd, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 2006
Lot Size	5.01 acres (218,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Mar 2017)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1334-25-0100-00001-0028`

Property Details

APN / Parcel Number

Primary APN	`1334-25-0100-00001-0028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,783 sqft
1st Floor Area	1,572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	218,235 sqft (5.01 acres)
Garage Type	Attached
Garage Area	457 sqft
Driveway	Driveway
Driveway Area	527 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	754 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2178 GILLIARD FARM RD
City	WAUCHULA
State	FL
Zip	33873-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 28 GILLIARD FARMS SUBD LOCATED IN SEC 14 34S 25E 311P504 313P79 314P89 F/J-583P 794(DOM) 585P454 711P1405 201125001279-EASE 201725002496
Legal Range	25E
Legal Township	34S
Legal Section	13
Legal Subdivision	GILLIARD FARMS SUBD
Legal Block	1
Legal Lot Number	28
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	970101

Owner

Source: Hardee County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 30, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Aug 27, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2017	Quit Claim Deed, Mortgage · FHA Mortgage WEI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Last Transfer Date	Mar 10, 2017
Transfer Doc	0000002496
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904

Mortgage

Document Number	0000006787
Date	Nov 30, 2022
Instrument	202200006787

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904

Mortgage

Document Number	0000006788
Date	Nov 30, 2022
Instrument	202200006788

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904

Mortgage

Document Number	0025004809
Date	Aug 27, 2025
Instrument	202525004809

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904

Mortgage

Document Number	0025000049
Date	Jan 7, 2021
Instrument	202125000049

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Recording Date	Apr 29, 2026
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Document Number	0000002296
Instrument Date	Apr 23, 2026
Instrument	20262296
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904

Mortgage

Document Number	0000002296,
Date	Apr 29, 2026
Instrument	20262296

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Interest

Rate	6.38%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904

Mortgage

Document Number	202125000049
Date	Jan 7, 2021
Instrument	202125000049

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARDEE FL
Recording Date	Apr 19, 2017
Property Address	2178 GILLIARD FARM RD, WAUCHULA, FL 33873-4904
Document Number	0025002496
Instrument Date	Mar 10, 2017
Instrument	25002496
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	DOCUMENT RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2178 GILLIARD FARM RD WAUCHULA FL 338734904, WAUCHULA, FL 33873-4904

Mortgage

Document Number	25002497
Date	Apr 19, 2017
Instrument	25002497

Lender

Name	WEI MTG
Type	Mortgage Company
Address	MCLEAN, VA 22102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2037

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00 (+11.78%) Homeowner's exemption	$131,773 (+12.15%)	$347,140 (+9.61%) Land $100,200 Building $246,940
2024	$1,401.00 (+3.01%) Homeowner's exemption	$117,499 (+3%)	$316,692 (+24.01%) Land $75,150 Building $241,542
2023	$1,360.00 (-5.95%) Homeowner's exemption	$114,077 (-5.12%)	$255,381 (+6.58%) Land $70,140 Building $185,241
2022	$1,446.00 Homeowner's exemption	$120,228	$239,605 Land $60,120 Building $179,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100

May also be available: CenturyLink, T-Mobile.

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