2178 Cool Creek Ct, Aurora, IL 60503 Property Records

Kendall County property record for 2178 Cool Creek Ct, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,431 sqft · built 2017
Lot Size	0.407 acres (17,720 sqft)
Owner	Company Name on File
Last Sale	$339,000 (Sep 2017)
Tax Bill	$11,652 (2024)
Deeds & Mortgages	May 2022 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-429-010`

Property Details

APN / Parcel Number

Primary APN	`03-01-429-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,431 sqft Living Area
Gross Area	3,933 sqft
1st Floor Area	2,431 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	17,720 sqft (0.407 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2178 COOL CREEK CT
City	AURORA
State	IL
Zip	60503-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 274 DEERBROOK SUB UNIT 4 CITY OF AURORA
Legal Subdivision	DEERBROOK SUB
Legal Lot Number	274
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1001
Census Tract	890104

Owner

2178 Cool Creek Ct is owned by a company that bought it in September 2017.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	300 W WASHINGTON ST, PONTIAC, IL 61764-1746
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF PONTIAC
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Sep 5, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PGP TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	201714167
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2178 COOL CREEK CT, AURORA, IL 60503-4629
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009210
Date	May 26, 2022
Instrument	202200009210

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	49 Months
Due	Jun 1, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2178 COOL CREEK CT, AURORA, IL 60503-4629
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005300
Date	Mar 21, 2022
Instrument	202200005300

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 5, 2017
Property Address	2178 COOL CREEK CT, AURORA, IL 60503-4629
Document Number	0000014167
Map Reference	DOC200200011501
Instrument Date	Aug 14, 2017
Instrument	201700014167
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, 1900, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	807 CORDAY DR APT 107, 107, NAPERVILLE, IL 60540-5174

Mortgage

Document Number	, 201700014168
Date	Sep 5, 2017
Instrument	201700014168

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,017 Land $34,004 Building $110,013	$432,051 Land $102,012 Building $330,039
2024	$11,652.00
2022		$111,357 Land $26,293 Building $85,064	$334,071 Land $78,879 Building $255,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2178 Cool Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2178 Cool Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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