Cooke County property record for 2178 Co Rd 281, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,408 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0465-006-00000 |
| Primary APN | 0465-006-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,031 sqft Living Area |
| Gross Area | 4,113 sqft |
| 1st Floor Area | 2,031 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,124 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 838 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0465-006-00000 |
|---|---|
| Street Address | 2178 COUNTY ROAD 281 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HODGE JL 0465 ACRES 1.0 |
| Legal Subdivision | HODGE JL |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 701 |
2178 Co Rd 281, a rural home, is owned and occupied by two individuals.
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2178 COUNTY ROAD 281, GAINESVILLE, TX 76240-8582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2178 Co Rd 281 was $7,408 with exemptions applied, up 135.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,408.00 (+135.92%) Homeowner's exemption Senior Citizen's exemption | $535,062 (+2.55%) Land $42,183 Building $492,879 | $535,062 (-) Land $42,183 Building $492,879 |
| 2025 | $3,140.00 (-19.51%) Homeowner's exemption Senior Citizen's exemption | $521,735 | $535,062 Land $42,183 Building $492,879 |
| 2024 | $3,901.00 | ||
| 2023 | $431,186 | $527,898 Land $30,801 Building $497,097 | |
| 2022 | $5,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2178 Co Rd 281 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2178 Co Rd 281 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: Nextlink, T-Mobile, Verizon.
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