2178 Catawba Trace Dr, Catawba, NC 28609 Property Records

Catawba County property record for 2178 Catawba Trace Dr, Catawba, NC 28609

Property Summary

Property Type	Other
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$321,000 (Oct 2025)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`3781-04-54-7615`

Property Details

APN / Parcel Number

Primary APN	`3781-04-54-7615`
Alternative APN	`0303247`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	2178 CATAWBA TRACE DR
City	CATAWBA
State	NC
Zip	28609-9552
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	R-1
Legal Description	LOT 18 PLAT 89-76
Legal Subdivision	CATAWBA TRACE
Legal Lot Number	18
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1002
Census Tract	11501

Owner

2178 Catawba Trace Dr is owned by two individuals who bought it in October 2025.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2178 CATAWBA TRACE DR, CATAWBA, NC 28609-9552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 2, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Deed Document Number	202519939
Deed Book / Page	3974 / 344
Record Updated	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 8, 2025
Property Address	2178 CATAWBA TRACE DR, CATAWBA, NC 28609-9552
Document Number	0039740344
Book / Page	3974 / 344
Map Reference	MB 90 PG 130
Instrument Date	Sep 19, 2025
Instrument	19939
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	RIDGELAND TITLE LLC, RIDGELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 VILLAGE TRL STE 215, 215, WOODSTOCK, GA 30188-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 CATAWBA TRACE DR, CATAWBA, NC 28609-9552

Mortgage

Document Number	0000019940
Date	Oct 8, 2025
Instrument	19940

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	5%

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 2, 2025
Property Address	2178 CATAWBA TRACE DR, CATAWBA, NC 28609-9552
Document Number	0039520721
Book / Page	3952 / 721
Map Reference	MB 3926 PG 731-734
Instrument Date	Jun 2, 2025
Instrument	12729
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Tax	$787.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8585 E HARTFORD DR # DR118, DR118, SCOTTSDALE, AZ 85255-5471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 VILLAGE TRL STE 215, 215, WOODSTOCK, GA 30188-4711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2178 Catawba Trace Dr was $1,296.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Catawba Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,200 (+1,061.43%) Land $28,000 Building $297,200
2025	$1,296.00	$28,000 Land $28,000
2023			$325,200 Land $28,000 Building $297,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2178 Catawba Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2178 Catawba Trace Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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