2178 C Ave, Garwin, IA 50632 Property Records

Tama County property record for 2178 C Ave, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,272 sqft · built 2007
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2022)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05.33.451.003`

Property Details

APN / Parcel Number

Primary APN	`05.33.451.003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,272 sqft Living Area
Attic	Attic
Attic Area	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2178 C AVE
City	GARWIN
State	IA
Zip	50632-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-85-16 LOTS 50 & 51 BLK 1 & 20' VAC ST LYG S & ADJ & 40' VAC ST LYG N & ADJ SW SE
Legal Range	16W
Legal Township	85N
Legal Section	33
Legal Subdivision	AUDITORS PLAT
Legal Block	1
Legal Lot Number	50-51
Jurisdiction	TAMA IA
Township / Civil Division	SPRING CREEK
Census Block Group	2
Census Block	2102
Census Tract	290300

Owner

Source: Tama County assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2178 C AVE, GARWIN, IA 50632-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK & TRUST
Oct 6, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jul 21, 2008	Warranty Deed, Transfer
Jun 25, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jul 21, 2008 · Amount on Record
Deed Document Number	20222205
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000002742
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2178 C AVE, GARWIN, IA 50632-9543
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020202233
Date	Sep 4, 2020
Instrument	2020-2233

Lender

Name	UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	4

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Oct 6, 2022
Property Address	2178 C AVE, GARWIN, IA 50632-9543
Document Number	0020222742
Instrument Date	Oct 3, 2022
Instrument	2022-2742
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2178 C AVE, GARWIN, IA 50632-9543

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Aug 11, 2022
Property Address	2178 C AVE, GARWIN, IA 50632-9543
Document Number	0020222205
Instrument Date	Aug 6, 2022
Instrument	2022-2205
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2178 C AVE, GARWIN, IA 50632-9543

Mortgage

Document Number	0020222206
Date	Aug 11, 2022
Instrument	2022-2206

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 21, 2008
Property Address	2178 C AVE, GARWIN, IA 50632-9543
Document Number	000832/404
Book / Page	832 / 404
Instrument Date	Jul 16, 2008
Instrument	2008-2307
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$31.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2178 C AVE, GARWIN, IA 50632-9543
Investor	Possibly a Property Investor

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 25, 2007
Property Address	2178 C AVE, GARWIN, IA 50632-9543
Document Number	000806/179
Book / Page	0806 / 179
Instrument Date	Jun 18, 2007
Instrument	2007-2133
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$47.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 N WILHELM ST, CONRAD, IA 50621-7803
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Unified School District	Gladbrook-Reinbeck Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,552.00	$314,730 (+9.23%) Land $38,960 Building $275,770	$314,730 (+9.23%) Land $38,960 Building $275,770
2023		$288,130 Land $38,960 Building $249,170	$288,130 Land $38,960 Building $249,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	100 / 20

May also be available: LTD Broadband, T-Mobile USA.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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