Montgomery County property record for 2178 Baldwin Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,821 sqft · built 1991 |
| Lot Size | 0.432 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $594,100 (Jul 2026) |
| Tax Bill | $11,402 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-01715-0003 |
| Primary APN | O68-01715-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,821 sqft Living Area |
| Gross Area | 4,745 sqft |
| 1st Floor Area | 1,633 sqft |
| Basement Area | 150 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 21,344 sqft (0.432 acres) |
| Lot Dimensions | 170 ft deep x 125 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 380 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2178 BALDWIN DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-6960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 67 CHELTENHAM SEC 3 |
| Legal Subdivision | CHELTENHAM |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40203 |
Source: Montgomery County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2178 BALDWIN DR, DAYTON, OH 45459-6960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 2, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 2, 2026 | Affidavit of Death of Trustee, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Feb 24, 1998 · Amount on Record |
| Deed Document Number | 202639182 |
| Prior Transfer Date | Jun 11, 2026 |
| Prior Transfer Doc | 0000039181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 2178 BALDWIN DR, DAYTON, OH 45459-6960 |
| Document Number | 0000039182 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202639182 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,012.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2178 BALDWIN DR, DAYTON, OH 45459-6960 |
| Document Number | 0000039183, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202639183 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 2178 BALDWIN DR, DAYTON, OH 45459-6960 |
| Document Number | 0000039181 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202639181 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,402.00 | $180,180 (-) Land $31,150 Building $149,030 | $514,800 (-) Land $89,010 Building $425,790 |
| 2024 | $11,402.00 (+9.18%) | ||
| 2023 | $10,443.00 (+2.59%) | $180,180 (+29.34%) Land $31,150 Building $149,030 | $514,800 (+29.34%) Land $89,010 Building $425,790 |
| 2022 | $10,179.00 | $139,310 Land $24,150 Building $115,160 | |
| 2020 | $398,020 Land $69,000 Building $329,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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