21778 Canopy Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 21778 Canopy Ter, Sterling, VA 20164

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,141 sqft · built 1988
Owner	2 Individual Names on File
Last Sale	$263,000 (Mar 2017)
Tax Bill	$3,172 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-36-6193-108`

Property Details

APN / Parcel Number

Primary APN	`014-36-6193-108`
Alternative APN	`81 F 1CM2 20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,141 sqft Living Area
1st Floor Area	564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	21778 CANOPY TER
City	STERLING
State	VA
Zip	20164-2346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDH3
Legal Description	ROLLING RIDGE TH CONDO PH.2 UNIT 20 200309020113967
Legal Subdivision	ROLLING RIDGE TH CONDO PH.2
Legal Phase	2
Legal Block	1
Legal Unit	20
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1009
Census Tract	611300

Owner

21778 Canopy Ter, a condominium, is owned and occupied by two individuals who bought it in March 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21778 CANOPY TER, STERLING, VA 20164-2346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAGLEBANK
Mar 23, 2017	Warranty Deed, Transfer EAGLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Jul 17, 2013 · Amount on File
Deed Document Number	201717180
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21778 CANOPY TER, STERLING, VA 20164-2346
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094871
Date	Sep 9, 2021
Instrument	202109090094871

Lender

Name	EAGLEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 23, 2017
Property Address	21778 CANOPY TER, STERLING, VA 20164-2346
Document Number	20170323017180
Instrument Date	Mar 22, 2017
Instrument	17180
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21778 CANOPY TER STERLING VA 201642346, STERLING, VA 20164-2346

Mortgage

Document Number	20170323017181
Date	Mar 23, 2017
Instrument	17181

Lender

Name	EAGLE BK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Mortgage

Document Number	20170323017182,
Date	Mar 23, 2017
Instrument	17182

Lender

Name	EAGLE BK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21778 Canopy Ter was $3,172.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,172.00	$394,140 Land $100,000 Building $294,140	$394,140 Land $100,000 Building $294,140
2023	$2,844.00	$325,030 Land $100,000 Building $225,030	$325,030 Land $100,000 Building $225,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21778 Canopy Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21778 Canopy Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Cox Communications.

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