21776 Gerards Cove Rd, Abell, MD 20606 Property Records

St. Mary's County property record for 21776 Gerards Cove Rd, Abell, MD 20606 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,477 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$3,198 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-034792`

Property Details

APN / Parcel Number

Primary APN	`07-034792`
Alternative APNs	`7034792` `034792`

Interior

Stories	1 Story
Building Area	1,477 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	250 sqft
Shed	1 Shed
Shed Area	2,123 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	034792
Street Address	21776 GERARDS COVE RD
City	ABELL
State	MD
Zip	20606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.004 ACRES CANOE NECK CREEK ABELL
Legal Subdivision	ACRES CANOE NECK CREEK
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	2
Census Block	2024
Census Tract	875300

Owner

Source: St. Mary's County records · APN 07-034792

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45610 DEER CROSSING LN, CALIFORNIA, MD 20619-3507
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 27, 2012
Transfer Doc	0038280278
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,767 (+7.49%)	$326,000 (-) Land $316,800 Building $9,200
2025	$3,198.00 (+9.04%)	$283,533 (+9.37%)	$326,000 (+24.29%) Land $316,800 Building $9,200
2023	$2,933.00	$259,233	$262,300 Land $255,200 Building $7,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2003–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.