21775 4th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21775 4th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,586 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jul 2025)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8165730`

Property Details

APN / Parcel Number

Primary APN	`R8165730`
Alternative APN	`145909005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,300 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Modular
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R8165730
Street Address	21775 4TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 5-7 & E2 OF VACATED ALLEY BLK 9 TOWN OF PHIPPSBURG .21A
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	9
Legal Lot Number	5
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1195
Census Tract	300

Owner

Source: Routt County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27720 WHITE COTTON LN E, STEAMBOAT SPRINGS, CO 80487-8720
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jul 6, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jan 25, 2023 · Amount on Record
Deed Document Number	2025862060
Record Updated	Sep 20, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Jan 25, 2023
Property Address	21775 4TH AVE, PHIPPSBURG, CO 80469-5023
Document Number	0000843482
Map Reference	MB 250 PG 422
Instrument Date	Jan 20, 2023
Instrument	843482
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21775 4TH AVE, PHIPPSBURG, CO 80469-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21775 4TH AVE, PHIPPSBURG, CO 80469-5023

Mortgage

Document Number	0000843483
Date	Jan 25, 2023
Instrument	843483

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21775 4TH AVE, PHIPPSBURG, CO 80469-5023
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000834790
Date	Feb 18, 2022
Instrument	834790

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21775 4TH AVE, PHIPPSBURG, CO 80469-5023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	781026
Date	Jul 6, 2017
Instrument	781026

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (+19.5%)	$46,040 (+26.69%) Land $6,700 Building $39,340	$653,020 (+20.42%) Land $95,000 Building $558,020
2024	$2,498.00 (+0.28%)	$36,340 (-) Land $4,870 Building $31,470	$542,270 (-) Land $72,630 Building $469,640
2023	$2,491.00 (+34.79%)	$36,340 (+49.12%) Land $4,870 Building $31,470	$542,270 (+54.63%) Land $72,630 Building $469,640
2022	$1,848.00	$24,370 Land $3,060 Building $21,310	$350,690 Land $44,000 Building $306,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 51% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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